The Farmers State Bank of Brush
Also written as FSB of Brush
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Data as of · sourced from FFIEC call reports. How we update
The Farmers State Bank of Brush is an FDIC-insured commercial bank headquartered in Brush, CO, supervised by the FDIC, with $116.6M in total assets at Q2 2026, up 2.5% from Q2 2025, the 55th largest of 63 banks headquartered in Colorado. It was established in 1915 and holds FDIC certificate 10407. It reports no CET1 ratio; its Tier 1 leverage ratio was 20.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10407
- Headquarters
- Brush, CO
- Established
- 1915
- Total assets, Q2 2026
- $116.6M
- Assets vs Q2 2025
- +2.5%
- Tier 1 leverage ratio, Q2 2026
- 20.13%
- Domestic offices
- 3 · The Farmers State Bank of Brush branches FDIC institution directory, current count
- Routing number
- 107003418
- Safety and soundness
- Is The Farmers State Bank of Brush safe?
- Latest call report
- Q2 2026, FFIEC 051 · The Farmers State Bank of Brush call report
- Holding company
- FIRST PIONEER BANK CORP.
- Asset rank in state
- 55th of 63 in Colorado
The Farmers State Bank of Brush carries far more capital than most banks of its size. Its balance sheet stood at $117 million at June 30, 2026, up 2.5% from a year earlier; it is based in Brush, Colorado. It funds 20.13% of its assets with Tier 1 capital, about double the median of 10.99% for the 2,627 banks with $100 million to $1 billion in assets. It also holds commercial real estate loans equal to only 12% of its capital, a small fraction of the median of 1.2 times for banks its size.
Earnings jumped: net income for the quarter was $234,000, 51% above the same quarter a year earlier. Its $8.4 million commercial and industrial book is improving, with 0.73% past due or on nonaccrual, down from 8.47% a year earlier. Profitability lags: it returns 4.2% a year on shareholders' equity, about a third the median of 12.6% for banks its size.
As of June 30, 2026, The Farmers State Bank of Brush reported a return on assets of 0.81%, a nonperforming-loan ratio of 0.13% and a Texas ratio of 0.40%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Farmers State Bank of Brush is the 55th largest of the 63 banks headquartered in Colorado. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 3.8% to $116.6M, loans rose 5.4% and deposits rose 7.0%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 52.6% of total loans, ahead of agricultural production loans at 18.7%. The FDIC Summary of Deposits lists 3 offices for it, in Brush, CO and Akron, CO; its Brush 2 offices book 75% of its branch deposits. By the capital ratios in its Q2 2026 call report, The Farmers State Bank of Brush meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 200 Clayton St, Brush, CO 80723
- County
- Morgan
- Metro Area
- Fort Morgan, CO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- October 9, 1915
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 24
- Domestic deposits
- $93.1M
- Allowance for credit losses
- $761K
- Net charge-offs (YTD)
- $0
- Average total assets
- $116.1M
- Average total loans
- $70.0M
- Average interest-bearing deposits
- $67.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10407
- Fed RSSD
- 621151
- Website
- www.fsbbrushakron.com →
- Parent Holding Company
- FIRST PIONEER BANK CORP. (RSSD 1062528)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Farmers State Bank of Brush reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Farmers State Bank of Brush's total assets ranged from $112.3M (Q1 2026) to $117.7M (Q3 2023), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$116.6M total assets against $113.7M; $94.2M total liabilities against $92.3M.
$69.9M net loans and leases against $66.9M; $93.1M total deposits against $88.8M.
$37.6M securities against $40.9M; $6.3M cash and balances due against $3.1M.
$1.4M total interest income against $1.3M; $344K total interest expense against $413K.
$1.1M net interest income against $905K.
$163K total noninterest income against $152K; $961K total noninterest expense against $869K.
No provision recorded in the last 12 quarters.
$234K net income against $155K.
0.81% return on assets against 0.53%; 3.90% net interest margin against 3.23%.
20.13% tier 1 leverage ratio against 19.67%.
Inside the full The Farmers State Bank of Brush terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Farmers State Bank of Brush rankings
Its closest position to the top of a national ranking is 2,884 of 3,611, for ROA; its furthest is 3,075 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.16% (Q4 2024) to 0.81% (Q2 2026) and its net interest margin ran from 2.80% (Q4 2024) to 3.90% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 20.13% | 0.81% | 0.13% | 0.40% | 3.90% |
| Q1 2026 | 20.51% | 0.74% | 1.08% | 3.16% | 3.65% |
| Q4 2025 | 20.09% | 0.56% | 0.04% | 0.10% | 3.39% |
| Q3 2025 | 19.74% | 0.76% | 0.20% | 0.61% | 3.39% |
| Q2 2025 | 19.67% | 0.53% | 0.15% | 0.46% | 3.23% |
| Q1 2025 | 19.63% | 0.32% | 0.35% | 1.04% | 2.97% |
| Q4 2024 | 19.37% | 0.16% | 0.28% | 0.84% | 2.80% |
| Q3 2024 | 19.02% | 0.50% | 0.14% | 0.41% | 2.87% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Farmers State Bank of Brush | Brush , CO | 80723 | $69.4M |
| Akron Branch | Akron , CO | 80720 | $23.7M |
| Drive-In Facility | Brush , CO | 80723 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 11, 2009 | Structure Change | Acquired The Citizens National Bank of Akron Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in CO, rank 96 of 121 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Farmers State Bank of Brush
What are The Farmers State Bank of Brush's total assets?
As of the Q2 2026 filing, The Farmers State Bank of Brush reported total assets of $116.6 million in its FFIEC call report.
Where is The Farmers State Bank of Brush headquartered?
It is headquartered in Brush, CO, United States.
When was The Farmers State Bank of Brush founded?
It was established in 1915, per the FDIC institution directory.
Is The Farmers State Bank of Brush FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10407). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Farmers State Bank of Brush?
The Farmers State Bank of Brush's primary federal regulator is the FDIC.
How many branches does The Farmers State Bank of Brush operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Farmers State Bank of Brush's Texas Ratio?
Its Texas Ratio is 0.40% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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