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Gunnison Savings and Loan Association

GUNNISON, COSmallEst. Jan 1, 1911FDIC #30388RSSD #388874FDIC
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Asset quality shifted last quarter — NPLs fell to 0.12% from 0.74% in the prior period. Operating from Gunnison, CO, Gunnison Savings and Loan Association serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $103M in assets, including $59M in loans. Returns are subdued: 0.34% ROA and 2.61% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.91% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.12%. The bank operates from a single office.

Headquarters Profile

Address
303 N Main St, GUNNISON, CO 81230
County
Gunnison
Charter
State-chartered stock savings and loan association, FDIC-supervised (pre-2011 OTS)
Primary Regulator
FDIC
Fed District
13
Established
January 1, 1911
Branches
1 domestic
Employees (FTE)
16
FDIC Cert
30388
Fed RSSD
388874
Assets
$103M
Deposits
$84M
Loans
$59M
Equity
$13M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.34%0.12%0.50%2.64%
2025-12-310.49%0.74%3.15%2.64%
2025-09-30-0.15%1.44%6.30%2.28%
2025-06-30-0.10%1.47%6.41%2.11%
2025-03-31-0.22%0.24%1.00%2.01%
2024-12-31-0.25%0.17%0.68%1.97%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Gunnison Savings and Loan Association

What are Gunnison Savings and Loan Association's total assets?

As of the Q1 2026 filing, Gunnison Savings and Loan Association reported total assets of $102.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Gunnison Savings and Loan Association headquartered?

Gunnison Savings and Loan Association is headquartered in GUNNISON, CO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Gunnison Savings and Loan Association founded?

Gunnison Savings and Loan Association was established in 1911, per the FDIC institution directory.

Is Gunnison Savings and Loan Association FDIC-insured?

Yes. Gunnison Savings and Loan Association is an FDIC-insured commercial bank (FDIC Certificate #30388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Gunnison Savings and Loan Association?

Gunnison Savings and Loan Association's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Gunnison Savings and Loan Association operate?

Gunnison Savings and Loan Association operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Gunnison Savings and Loan Association's Texas Ratio?

Gunnison Savings and Loan Association's Texas Ratio is 0.50% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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