Bank Comparison
Gunnison Savings and Loan Association vs Farmers State Bank of Brush, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
2 · 17
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Gunnison Savings and Loan Association | Farmers State Bank of Brush, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.91% | 20.51% |
| Equity / Assets | 12.82% | 19.73% |
Profitability
| Metric | Gunnison Savings and Loan Association | Farmers State Bank of Brush, the |
|---|---|---|
| Return on Assets (ROA) | 0.34% | 0.74% |
| Return on Equity (ROE) | 2.61% | 3.77% |
| Net Interest Margin (NIM) | 2.64% | 3.65% |
| Yield on Earning Assets | 4.51% | 4.91% |
| Cost of Funds | 2.08% | 1.55% |
Asset quality
| Metric | Gunnison Savings and Loan Association | Farmers State Bank of Brush, the |
|---|---|---|
| Texas Ratio | 0.50% | 3.16% |
| Non-Performing Loan Ratio | 0.12% | 0.00% |
| Non-Performing Asset Ratio | 0.07% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.87% | 1.13% |
Balance sheet
| Metric | Gunnison Savings and Loan Association | Farmers State Bank of Brush, the |
|---|---|---|
| Total Assets | $102,789K | $112,280K |
| Total Deposits | $83,693K | $86,992K |
| Total Loans | $58,951K | $67,043K |
| Total Equity | $13,182K | $22,150K |
| Net Income (quarter) | $86 | $209 |
Liquidity & funding
| Metric | Gunnison Savings and Loan Association | Farmers State Bank of Brush, the |
|---|---|---|
| Loan-to-Deposit Ratio | 70.44% | 77.07% |
| Core Deposit Ratio | 93.82% | 80.94% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Gunnison Savings and Loan Association | Farmers State Bank of Brush, the |
|---|---|---|
| Headquarters City | GUNNISON | BRUSH |
| Headquarters State | CO | CO |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 3 |
| Employees (FTE) | 16 | 24 |
| Established | Jan. 1, 1911, midnight | Oct. 9, 1915, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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