The Farmers State Bank of Brush: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Farm dropped 2.28 percentage points in Q2 2026, from 54.90% to 52.62%. It was the largest change from Q1 2026 among the key lines here. Within Colorado, The Farmers State Bank of Brush is 38th of 63 on loan-to-deposit ratio, 75.86% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The Farmers State Bank of Brush sits 4.98 points lower, at 75.86% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $70.6M |
| Net loans and leases | $69.9M |
| Loans held for sale | $0 |
| Loans to total assets | 60.58% |
| Loan-to-deposit ratio | 75.86% |
| Net loans to equity capital | 3.12% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.09% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 11.89% |
| Consumer | 2.38% |
| Credit cards | 0.00% |
| Farm | 52.62% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 11.69% |
| Construction concentration (Tier 1 capital + allowance) | 6.53% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.90% |
| Interest income on loans | $1.2M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $65.1M | $94.2M | 5.82% | 6.83% | 2.92% |
| Q4 2023 | $63.6M | $96.1M | 5.98% | 7.06% | 2.78% |
| Q1 2024 | $63.4M | $92.7M | 5.70% | 7.78% | 2.83% |
| Q2 2024 | $65.5M | $92.4M | 5.41% | 7.88% | 2.74% |
| Q3 2024 | $66.0M | $91.3M | 5.49% | 8.83% | 2.49% |
| Q4 2024 | $65.5M | $91.7M | 5.52% | 8.86% | 2.31% |
| Q1 2025 | $65.0M | $91.7M | 6.54% | 9.29% | 2.27% |
| Q2 2025 | $67.7M | $88.8M | 6.12% | 8.74% | 2.23% |
| Q3 2025 | $67.5M | $86.7M | 5.67% | 9.25% | 2.42% |
| Q4 2025 | $63.4M | $90.1M | 5.93% | 9.44% | 2.69% |
| Q1 2026 | $67.0M | $87.0M | 5.43% | 9.70% | 2.40% |
| Q2 2026 | $70.6M | $93.1M | 5.09% | 11.89% | 2.38% |
The Farmers State Bank of Brush loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank of Brush, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank of Brush profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10407) · FFIEC NIC profile (RSSD 621151)