Metz Banking Company
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Data as of · sourced from FFIEC call reports. How we update
Metz Banking Company is an FDIC-insured commercial bank headquartered in Nevada, MO, established in 1906 (FDIC certificate 1945), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $117.3M, up 6.5% from Q2 2025, the 165th largest of 191 banks headquartered in Missouri. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.60% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1945
- Headquarters
- Nevada, MO
- Established
- 1906
- Total assets, Q2 2026
- $117.3M
- Assets vs Q2 2025
- +6.5%
- Tier 1 leverage ratio, Q2 2026
- 11.60%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 101211031
- Latest call report
- Q2 2026, FFIEC 051 · Metz Banking Company call report
- Asset rank in state
- 165th of 191 in Missouri
Metz Banking Company, based in Nevada, Missouri, reported $117 million in assets at June 30, 2026, up 6.5% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 2.6%). It also shrank its loan book 1.3% over the year, lower than about three-quarters of banks its size (median 5.5%).
Earnings jumped: net income for the quarter was $530,000, 37% above the same quarter a year earlier. Over the same year, loans shrank 1.3% and deposits grew 5.8%.
As of June 30, 2026, Metz Banking Company reported a return on assets of 1.83%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Metz Banking Company is the 165th largest of the 191 banks headquartered in Missouri. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.2% to $117.3M, loans rose 2.5% and deposits rose 1.1%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 29.4% of total loans, ahead of 1-4 family residential loans at 20.9%. The FDIC Summary of Deposits lists 2 offices for it, in Nevada, MO and Metz, MO; its Nevada office books 95% of its branch deposits. By the capital ratios in its Q2 2026 call report, Metz Banking Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 123 N Osage Blvd, Nevada, MO 64772
- County
- Vernon
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 14, 1906
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 17
- Domestic deposits
- $104.0M
- Allowance for credit losses
- $770K
- Net charge-offs (YTD)
- $0
- Average total assets
- $116.1M
- Average total loans
- $75.7M
- Average interest-bearing deposits
- $69.3M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1945
- Fed RSSD
- 772754
- Website
- www.metzbank.bank →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Metz Banking Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Metz Banking Company's total assets moved between a low of $95.9M (Q3 2023) and a high of $117.3M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$117.3M total assets against $110.2M; $104.5M total liabilities against $98.7M.
$75.5M net loans and leases against $76.6M; $104.0M total deposits against $98.3M.
$25.7M securities against $15.6M; $14.4M cash and balances due against $16.2M.
$1.5M total interest income against $1.5M; $520K total interest expense against $538K.
$995K net interest income against $928K.
$44K total noninterest income against $46K; $527K total noninterest expense against $578K.
$0 provision for credit losses against $10K.
$530K net income against $388K.
1.83% return on assets against 1.44%; 3.50% net interest margin against 3.55%.
11.60% tier 1 leverage ratio against 11.54%.
Inside the full Metz Banking Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeMetz Banking Company rankings
Its closest position to the top of a national ranking is 713 of 3,611, for ROA; its furthest is 3,619 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.52% (Q4 2024) to 1.83% (Q2 2026) and its net interest margin ran from 3.07% (Q4 2024) to 3.55% (Q2 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.60% | 1.83% | 0.00% | 0.00% | 3.50% |
| Q1 2026 | 11.45% | 1.33% | 0.00% | 0.00% | 3.42% |
| Q4 2025 | 11.42% | 1.07% | 0.06% | 0.35% | 3.53% |
| Q3 2025 | 11.51% | 1.20% | 0.00% | 0.00% | 3.55% |
| Q2 2025 | 11.54% | 1.44% | 0.00% | 0.00% | 3.55% |
| Q1 2025 | 11.55% | 1.22% | 0.00% | 0.00% | 3.20% |
| Q4 2024 | 11.48% | 0.52% | 0.09% | 0.58% | 3.07% |
| Q3 2024 | 12.01% | 0.91% | 0.01% | 0.05% | 3.16% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Metz Banking Company (main office) | Nevada , MO | 64772 | $98.8M |
| Metz Banking Company - Metz Branch | Metz , MO | 64765 | $5.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MO, rank 195 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Metz Banking Company
What are Metz Banking Company's total assets?
As of the Q2 2026 filing, Metz Banking Company reported total assets of $117.3 million in its FFIEC call report.
Where is Metz Banking Company headquartered?
It is headquartered in Nevada, MO, United States.
When was Metz Banking Company founded?
It was established in 1906, per the FDIC institution directory.
Is Metz Banking Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1945). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Metz Banking Company?
Metz Banking Company's primary federal regulator is the FDIC.
How many branches does Metz Banking Company operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Metz Banking Company's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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