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The First National Bank of Nevada

Also written as FNB of Nevada

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Nevada, MO $100M to $1B in assets Est. January 1, 1889 FDIC #4598 RSSD #827355 Routing #101201164 OCC

Data as of · sourced from FFIEC call reports. How we update

The First National Bank of Nevada is an FDIC-insured commercial bank headquartered in Nevada, MO, established in 1889 (FDIC certificate 4598), and it is supervised by the OCC. At Q2 2026 it reported total assets of $122.2M, up 1.9% from Q2 2025, the 162nd largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 22.98% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
4598
Headquarters
Nevada, MO
Established
1889
Total assets, Q2 2026
$122.2M
Assets vs Q2 2025
+1.9%
CET1 ratio, Q2 2026
22.98%
Domestic offices
1 FDIC institution directory, current count
Routing number
101201164
Holding company
1889 BANCSHARES, INC.
Asset rank in state
162nd of 191 in Missouri
Assets
$122.2M
Deposits
$104.6M
Loans
$56.4M
Equity
$16.6M

The First National Bank of Nevada carries far more capital than most banks of its size. The Nevada, Missouri bank had $122 million in assets at June 30, 2026, up 1.9% from a year earlier. It funds 16.15% of its assets with Tier 1 capital, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). On the other hand, it returns 6.5% a year on shareholders' equity, about half the median of 12.5% for banks its size.

Loans are outrunning deposits: over the year loans rose 12.3% and deposits rose 0.8%. Problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.95% of loans from 0.66% a year earlier. Its margin is thin by comparison: it keeps 3.30 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).

As of June 30, 2026, The First National Bank of Nevada reported a CET1 capital ratio of 22.98%, a return on assets of 0.90%, a nonperforming-loan ratio of 0.95% and a Texas ratio of 3.29%. The figures come from its call report filed with the FFIEC.

Of the 191 banks headquartered in Missouri, The First National Bank of Nevada is the 162nd largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 4.5% to $122.2M, loans rose 2.9% and deposits rose 4.7%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 29.2% of total loans, ahead of agricultural production loans at 29.1%. Its one office in the FDIC Summary of Deposits is in Nevada, MO. Judged on its Q2 2026 call report, The First National Bank of Nevada meets every capital ratio test for well capitalized.

Headquarters Profile

Address
100 W Walnut St, Nevada, MO 64772
County
Vernon
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
January 1, 1889
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
11
Domestic deposits
$104.6M
Allowance for credit losses
$776K
Net charge-offs (YTD)
$256K
Average total assets
$117.7M
Average total loans
$54.7M
Average interest-bearing deposits
$79.3M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
4598
Fed RSSD
827355

Profitability

Q2 annualized
Return on Assets0.90%YTD 0.84%
Return on Equity6.49%YTD 5.97%
Net Interest Margin3.30%YTD 3.24%

Balance Sheet

Total liabilities$105.6M
Cash & balances due$12.8M
Securities, available-for-sale$50.6M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$264K
Net interest income YTD$1.8M
Total interest income YTD$2.6M
Total interest expense YTD$753K
Provision for credit losses YTD$163K

Operating & Funding

Total noninterest income YTD$98K
Total noninterest expense YTD$1.1M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, The First National Bank of Nevada's total assets ran between $108.6M (Q3 2023) and $122.2M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$122.2M total assets against $119.9M; $105.6M total liabilities against $104.8M.

Loans and leases against deposits

$55.6M net loans and leases against $49.4M; $104.6M total deposits against $103.7M.

Securities and cash

$50.6M securities against $53.9M; $12.8M cash and balances due against $12.6M.

Interest income against interest expense

$1.3M total interest income against $1.3M; $379K total interest expense against $397K.

Net interest income

$935K net interest income against $856K.

Noninterest income against noninterest expense

$55K total noninterest income against $43K; $554K total noninterest expense against $557K.

Provision for credit losses

$115K provision for credit losses against $0.

Net income

$264K net income against $274K.

Return on assets and net interest margin

0.90% return on assets against 0.94%; 3.30% net interest margin against 3.00%.

CET1 and Tier 1 leverage ratios

22.98% CET1 capital ratio against 22.69%; 16.15% tier 1 leverage ratio against 15.38%.

Inside the full The First National Bank of Nevada terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 0.40% (Q4 2024) to 0.99% (Q3 2025) and its net interest margin ran from 2.76% (Q4 2024) to 3.30% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 22.98% 0.90% 0.95% 3.29% 3.30%
Q1 2026 23.09% 0.78% 1.44% 4.67% 3.19%
Q4 2025 23.34% 0.91% 0.88% 2.68% 3.20%
Q3 2025 22.40% 0.99% 0.40% 1.27% 3.18%
Q2 2025 22.69% 0.94% 0.66% 2.06% 3.00%
Q1 2025 22.26% 0.54% 0.64% 2.04% 2.81%
Q4 2024 22.51% 0.40% 0.42% 1.31% 2.76%
Q3 2024 23.14% 0.50% 0.57% 1.69% 2.84%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
The First National Bank of Nevada, Missouri Nevada , MO 64772 $104.6M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in MO, rank 194 of 249 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $50K approved, $50K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2003 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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The First National Bank of Nevada: regulatory capital profile · BankRegReports

Frequently asked about The First National Bank of Nevada

What are The First National Bank of Nevada's total assets?

As of the Q2 2026 filing, The First National Bank of Nevada reported total assets of $122.2 million in its FFIEC call report.

Where is The First National Bank of Nevada headquartered?

It is headquartered in Nevada, MO, United States.

When was The First National Bank of Nevada founded?

It was established in 1889, per the FDIC institution directory.

Is The First National Bank of Nevada FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4598). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates The First National Bank of Nevada?

The First National Bank of Nevada's primary federal regulator is the OCC.

What is The First National Bank of Nevada's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 22.98% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does The First National Bank of Nevada operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is The First National Bank of Nevada's Texas Ratio?

Its Texas Ratio is 3.29% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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