The First National Bank of Nevada: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 13.48 percentage points higher than in Q1 2026, at 181.31%. The First National Bank of Nevada ranks 162nd of 192 Missouri banks on return on assets, in the lower half at 0.90% (Q2 2026). The First National Bank of Nevada reported 0.90% on return on assets for Q2 2026, 0.36 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 22.98% |
| Tier 1 risk-based capital ratio | 22.98% |
| Total risk-based capital ratio | 23.92% |
| Tier 1 leverage ratio | 16.15% |
| Equity capital to assets | 13.55% |
| Tangible equity to tangible assets | 13.55% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.76% |
| Non-performing assets ratio | 0.38% |
| Net charge-off ratio | 1.87% |
| Texas ratio | 3.29% |
| Allowance for credit losses to loans | 1.38% |
| Reserve coverage of non-performing loans | 181.31% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.90% |
| Return on equity | 6.49% |
| Net interest margin | 3.30% |
| Efficiency ratio | 54.24% |
| Yield on earning assets | 4.59% |
| Cost of funds | 1.44% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.93% |
| Core deposits to total deposits | 95.83% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.59% |
| Securities to assets | 41.37% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 21.92% | 21.92% | 23.05% | 15.71% | 0.56% |
| Q4 2023 | 22.79% | 22.79% | 23.96% | 15.88% | 0.46% |
| Q1 2024 | 22.38% | 22.38% | 23.51% | 14.32% | 0.78% |
| Q2 2024 | 22.68% | 22.68% | 23.82% | 15.85% | 0.51% |
| Q3 2024 | 23.14% | 23.14% | 24.29% | 15.92% | 0.50% |
| Q4 2024 | 22.51% | 22.51% | 23.63% | 15.91% | 0.40% |
| Q1 2025 | 22.26% | 22.26% | 23.35% | 16.15% | 0.54% |
| Q2 2025 | 22.69% | 22.69% | 23.78% | 15.38% | 0.94% |
| Q3 2025 | 22.40% | 22.40% | 23.47% | 15.20% | 0.99% |
| Q4 2025 | 23.34% | 23.34% | 24.44% | 16.19% | 0.91% |
| Q1 2026 | 23.09% | 23.09% | 24.22% | 16.35% | 0.78% |
| Q2 2026 | 22.98% | 22.98% | 23.92% | 16.15% | 0.90% |
The First National Bank of Nevada vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Nevada, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Nevada profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4598) · FFIEC NIC profile (RSSD 827355)