The First National Bank of Nevada: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.11 percentage points, from 3.19% to 3.30%, the largest move among the key lines here. The First National Bank of Nevada ranks 170th of 192 Missouri banks on net interest margin, in the lower half at 3.30% (Q2 2026). The First National Bank of Nevada reported 3.30% on net interest margin for Q2 2026, 0.65 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.59% |
| Yield on loans | 7.09% |
| Yield on securities | 2.23% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.44% |
| Cost of interest-bearing deposits | 1.98% |
| Cost of interest-bearing liabilities | 1.98% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.30% |
| Yield to cost spread | 2.61% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $970K |
| Total interest expense | $379K |
| Interest expense on deposits | $379K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.64% | 1.03% | 2.73% | 6.36% | 1.72% |
| Q4 2023 | 3.77% | 1.26% | 2.68% | 6.58% | 1.74% |
| Q1 2024 | 3.51% | 1.33% | 2.48% | 5.21% | 1.84% |
| Q2 2024 | 3.87% | 1.37% | 2.67% | 6.62% | 1.81% |
| Q3 2024 | 4.15% | 1.48% | 2.84% | 7.21% | 1.91% |
| Q4 2024 | 4.20% | 1.62% | 2.76% | 7.27% | 1.96% |
| Q1 2025 | 4.18% | 1.52% | 2.81% | 6.95% | 2.01% |
| Q2 2025 | 4.34% | 1.54% | 3.00% | 7.20% | 2.02% |
| Q3 2025 | 4.51% | 1.54% | 3.18% | 7.36% | 2.06% |
| Q4 2025 | 4.58% | 1.53% | 3.20% | 7.38% | 2.10% |
| Q1 2026 | 4.50% | 1.48% | 3.19% | 7.12% | 2.14% |
| Q2 2026 | 4.59% | 1.44% | 3.30% | 7.09% | 2.23% |
The First National Bank of Nevada yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Nevada, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Nevada profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4598) · FFIEC NIC profile (RSSD 827355)