Homepride Bank
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Data as of · sourced from FFIEC call reports. How we update
Homepride Bank is an FDIC-insured commercial bank headquartered in Mansfield, MO, established in 1892 (FDIC certificate 11466), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $125.3M, up 1.1% from Q2 2025, the 160th largest of 191 banks headquartered in Missouri. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.31% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11466
- Headquarters
- Mansfield, MO
- Established
- 1892
- Total assets, Q2 2026
- $125.3M
- Assets vs Q2 2025
- +1.1%
- Tier 1 leverage ratio, Q2 2026
- 10.31%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 081507234
- Holding company
- BANC 60, INC.
- Asset rank in state
- 160th of 191 in Missouri
Homepride Bank, based in Mansfield, Missouri, reported $125 million in assets at June 30, 2026, up 1.1% from a year earlier. It shrank its loan book 3.2% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also spends about 80 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
Net income for the quarter slipped 18% from a year earlier, to $292,000. Over the same year, loans shrank 3.2% and deposits grew 3.6%. One more trend to watch: problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.50% of loans from 0.34% a year earlier.
As of June 30, 2026, Homepride Bank reported a return on assets of 0.93%, a nonperforming-loan ratio of 0.50% and a Texas ratio of 3.41%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Homepride Bank is the 160th largest of the 191 banks headquartered in Missouri. From Q1 2026 to Q2 2026, its total assets fell 0.2% to $125.3M, loans fell 0.6% and deposits fell 0.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 65.5% of total loans, followed by farmland and other real estate loans at 6.7%. The FDIC Summary of Deposits lists 5 offices for it, in 5 cities in MO; its Mansfield office books 57% of its branch deposits. Judged on its Q2 2026 call report, Homepride Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 110 E Commercial St, Mansfield, MO 65704
- County
- Wright
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 3, 1892
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 32
- Domestic deposits
- $112.0M
- Allowance for credit losses
- $1.2M
- Net charge-offs (YTD)
- $4K
- Average total assets
- $125.9M
- Average total loans
- $95.3M
- Average interest-bearing deposits
- $69.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11466
- Fed RSSD
- 747051
- Website
- www.homepridebank.com →
- Parent Holding Company
- BANC 60, INC. (RSSD 1095870)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Homepride Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Homepride Bank's total assets ranged from $118.9M (Q4 2024) to $125.5M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$125.3M total assets against $123.9M; $112.6M total liabilities against $111.7M.
$93.7M net loans and leases against $96.9M; $112.0M total deposits against $108.1M.
$7.1M securities against $6.5M; $18.2M cash and balances due against $14.0M.
$1.9M total interest income against $1.9M; $536K total interest expense against $605K.
$1.3M net interest income against $1.3M.
$116K total noninterest income against $172K; $1.2M total noninterest expense against $1.1M.
-$6K provision for credit losses against $4K.
$292K net income against $354K.
0.93% return on assets against 1.14%; 4.52% net interest margin against 4.39%.
10.31% tier 1 leverage ratio against 9.97%.
Inside the full Homepride Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeHomepride Bank rankings
Its closest position to the top of a national ranking is 1,741 of 3,640, for Texas Ratio; its furthest is 3,262 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.54% (Q3 2025) to 1.14% (Q2 2025) and its net interest margin ran from 3.92% (Q3 2024) to 4.52% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.31% | 0.93% | 0.50% | 3.41% | 4.52% |
| Q1 2026 | 10.24% | 0.63% | 0.38% | 2.64% | 4.24% |
| Q4 2025 | 10.26% | 1.01% | 0.40% | 2.79% | 4.44% |
| Q3 2025 | 9.99% | 0.54% | 0.34% | 2.43% | 4.23% |
| Q2 2025 | 9.97% | 1.14% | 0.34% | 2.48% | 4.39% |
| Q1 2025 | 9.91% | 0.78% | 0.34% | 2.52% | 4.00% |
| Q4 2024 | 9.97% | 0.61% | 0.61% | 4.72% | 4.13% |
| Q3 2024 | 9.71% | 0.66% | 0.90% | 6.78% | 3.92% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Homepride Bank (main office) | Mansfield , MO | 65704 | $63.6M |
| Seymour Branch | Seymour , MO | 65746 | $15.0M |
| Ava Branch | Ava , MO | 65608 | $14.1M |
| Fordland Branch | Fordland , MO | 65652 | $11.8M |
| Norwood Branch | Norwood , MO | 65717 | $7.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MO, rank 190 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 65 applications, 57 loans originated, $10.5M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 3 loans, $774K approved, $258K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Homepride Bank
What are Homepride Bank's total assets?
As of the Q2 2026 filing, Homepride Bank reported total assets of $125.3 million in its FFIEC call report.
Where is Homepride Bank headquartered?
It is headquartered in Mansfield, MO, United States.
When was Homepride Bank founded?
It was established in 1892, per the FDIC institution directory.
Is Homepride Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11466). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Homepride Bank?
Homepride Bank's primary federal regulator is the FDIC.
How many branches does Homepride Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Homepride Bank's Texas Ratio?
Its Texas Ratio is 3.41% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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