Homepride Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Homepride Bank of Mansfield, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.34% | -0.41% | 29th below |
| ROAE | 9.24% | 13.31% | -4.07% | 32nd below |
| Net Interest Margin | 4.52% | 3.93% | +0.59% | 80th top |
| Efficiency Ratio | 80.44% | 61.14% | +19.30% | 13th bottom |
| PPNR / Avg Assets | 0.91% | 1.68% | -0.77% | 18th bottom |
| Yield on Earning Assets | 6.32% | 5.67% | +0.65% | 81st top |
| Cost of Funds | 2.13% | 1.88% | +0.25% | 30th below |
| Net Interest Spread | 3.68% | 3.32% | +0.36% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.57% | 0.94% | -0.37% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.43% | 0.70% | -0.27% | 42nd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 59th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 224.72% | 1538.85% | -1314.13% | 51st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.95% | 7.33% | -2.38% | 41st below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 275.00% | 1395.70% | -1120.70% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.31% | 12.14% | -1.83% | 38th below |
| Equity / Assets | 10.15% | 11.37% | -1.22% | 47th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.15% | 11.09% | -0.94% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.80% | 80.64% | +4.16% | 41st below |
| Core Deposit Ratio | 89.91% | 86.86% | +3.05% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.13% | 6.85% | -5.72% | 26th below |
| Loan Growth (Y/Y) | -3.20% | 7.90% | -11.10% | 11th bottom |
| Deposit Growth (Y/Y) | 3.57% | 6.29% | -2.72% | 47th below |
See Homepride Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Homepride Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Homepride Bank profile, how to read a UBPR, or how this data updates.