Citizens Bank of Rogersville
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Data as of · sourced from FFIEC call reports. How we update
Citizens Bank of Rogersville is an FDIC-insured commercial bank headquartered in Rogersville, MO, established in 1908 (FDIC certificate 8572), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $125.2M, up 0.6% from Q2 2025, the 161st largest of 191 banks headquartered in Missouri. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.37% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8572
- Headquarters
- Rogersville, MO
- Established
- 1908
- Total assets, Q2 2026
- $125.2M
- Assets vs Q2 2025
- +0.6%
- Tier 1 leverage ratio, Q2 2026
- 11.37%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 081507166
- Latest call report
- Q2 2026, FFIEC 051 · Citizens Bank of Rogersville call report
- Holding company
- WILDCAT BANCSHARES, INC.
- Asset rank in state
- 161st of 191 in Missouri
Citizens Bank of Rogersville, based in Rogersville, Missouri, reported $125 million in assets at June 30, 2026. It shrank its loan book 2.5% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%).
Earnings jumped: net income for the quarter was $445,000, 54% above the same quarter a year earlier. The commercial and industrial book ($11 million) is worsening: 10.61% of it is past due or on nonaccrual, up from 0.50% a year earlier.
As of June 30, 2026, Citizens Bank of Rogersville reported a return on assets of 1.42%, a nonperforming-loan ratio of 0.41% and a Texas ratio of 2.55%. The figures come from its call report filed with the FFIEC.
Of the 191 banks headquartered in Missouri, Citizens Bank of Rogersville is the 161st largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 2.8% to $125.2M, loans rose 0.8% and deposits rose 3.7%. 1-4 family residential loans made up 39.5% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 13.2%. Its 2 offices in the FDIC Summary of Deposits are in Rogersville, MO. By the capital ratios in its Q2 2026 call report, Citizens Bank of Rogersville meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1001 W Center St, Rogersville, MO 65742
- County
- Greene
- Metro Area
- Springfield, MO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1908
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 27
- Domestic deposits
- $106.6M
- Allowance for credit losses
- $2.1M
- Net charge-offs (YTD)
- -$9K
- Average total assets
- $125.0M
- Average total loans
- $93.4M
- Average interest-bearing deposits
- $80.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8572
- Fed RSSD
- 246451
- Website
- cbofr.com →
- Parent Holding Company
- WILDCAT BANCSHARES, INC. (RSSD 4504917)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Citizens Bank of Rogersville reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Citizens Bank of Rogersville's total assets ranged from $121.8M (Q1 2026) to $131.4M (Q3 2024), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$125.2M total assets against $124.5M; $111.4M total liabilities against $111.8M.
$91.6M net loans and leases against $94.2M; $106.6M total deposits against $102.8M.
$16.2M securities against $17.6M; $10.6M cash and balances due against $5.4M.
$1.8M total interest income against $1.9M; $574K total interest expense against $634K.
$1.3M net interest income against $1.2M.
$275K total noninterest income against $157K; $1.0M total noninterest expense against $1.0M.
$40K provision for credit losses against $75K.
$445K net income against $289K.
1.42% return on assets against 0.90%; 4.25% net interest margin against 4.08%.
11.37% tier 1 leverage ratio against 10.51%.
Inside the full Citizens Bank of Rogersville terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCitizens Bank of Rogersville rankings
Its closest position to the top of a national ranking is 1,474 of 3,611, for ROA; its furthest is 3,478 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.69% (Q4 2024) to 1.42% (Q2 2026) and its net interest margin ran from 3.67% (Q3 2024) to 4.25% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.37% | 1.42% | 0.41% | 2.55% | 4.25% |
| Q1 2026 | 11.18% | 1.07% | 0.43% | 2.76% | 4.11% |
| Q4 2025 | 11.13% | 0.94% | 0.45% | 2.78% | 4.04% |
| Q3 2025 | 10.92% | 1.29% | 0.37% | 2.44% | 4.11% |
| Q2 2025 | 10.51% | 0.90% | 0.47% | 4.96% | 4.08% |
| Q1 2025 | 10.38% | 0.82% | 0.16% | 2.97% | 3.99% |
| Q4 2024 | 10.27% | -0.69% | 0.38% | 2.93% | 3.86% |
| Q3 2024 | 10.59% | 0.59% | 0.43% | 3.34% | 3.67% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Bank of Rogersville (main office) | Rogersville , MO | 65742 | $86.8M |
| East Highway 60 Facility | Rogersville , MO | 65742 | $19.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MO, rank 193 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 66 applications, 59 loans originated, $10.6M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 3 loans, $1.4M approved, $480K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2021 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Citizens Bank of Rogersville
What are Citizens Bank of Rogersville's total assets?
As of the Q2 2026 filing, Citizens Bank of Rogersville reported total assets of $125.2 million in its FFIEC call report.
Where is Citizens Bank of Rogersville headquartered?
It is headquartered in Rogersville, MO, United States.
When was Citizens Bank of Rogersville founded?
It was established in 1908, per the FDIC institution directory.
Is Citizens Bank of Rogersville FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8572). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Citizens Bank of Rogersville?
Citizens Bank of Rogersville's primary federal regulator is the FDIC.
How many branches does Citizens Bank of Rogersville operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Citizens Bank of Rogersville's Texas Ratio?
Its Texas Ratio is 2.55% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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