Citizens Bank of Rogersville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Citizens Bank of Rogersville of Rogersville, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.42% | 1.35% | +0.07% | 59th above |
| ROAE | 13.12% | 12.05% | +1.07% | 54th above |
| Net Interest Margin | 4.25% | 3.90% | +0.35% | 67th above |
| Efficiency Ratio | 67.99% | 63.15% | +4.84% | 33rd below |
| PPNR / Avg Assets | 1.55% | 1.64% | -0.09% | 48th below |
| Yield on Earning Assets | 6.19% | 5.65% | +0.54% | 77th top |
| Cost of Funds | 2.09% | 1.85% | +0.24% | 32nd below |
| Net Interest Spread | 3.49% | 3.35% | +0.14% | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.92% | -0.51% | 50th above |
| NPA / Total Assets | 0.31% | 0.67% | -0.36% | 51st above |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 85th top |
| ACL / Total Loans | 2.20% | 1.28% | +0.92% | 95th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 537.08% | 1645.61% | -1108.53% | 72nd above |
| Texas Ratio | 2.55% | 7.15% | -4.60% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.37% | 12.46% | -1.09% | 56th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.04% | 11.67% | -0.63% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.41% | 11.40% | -0.99% | 56th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.87% | 78.64% | +9.23% | 33rd below |
| Core Deposit Ratio | 84.89% | 87.09% | -2.20% | 30th below |
| Wholesale Funding Ratio | 3.43% | 5.11% | -1.68% | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.59% | 6.48% | -5.89% | 23rd bottom |
| Loan Growth (Y/Y) | -2.47% | 7.64% | -10.11% | 13th bottom |
| Deposit Growth (Y/Y) | 3.71% | 6.02% | -2.31% | 47th below |
See Citizens Bank of Rogersville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Citizens Bank of Rogersville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Citizens Bank of Rogersville profile, how to read a UBPR, or how this data updates.