First Bank
Operating from Erick, OK, First Bank serves its local market as an FDIC-insured commercial bank. Total assets stand at $117M. Returns are notably above industry norms: 2.84% ROA, 19.48% ROE, and 5.24% NIM. Capital cushions are healthy: 25.41% CET1, 14.20% Tier 1 leverage. Asset quality is pristine — 0.08% NPLs and a 0.39% Texas Ratio. 4 branches make up the footprint.
Headquarters Profile
- Address
- 118 West Roger Miller Boulevard, ERICK, OK 73645
- County
- Beckham
- Metro Area
- ELK CITY, OK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- December 12, 1902
- Branches
- 4 domestic
- Employees (FTE)
- 23
- FDIC Cert
- 4092
- Fed RSSD
- 280352
- Website
- https://www.yourfirst.bank →
- Parent Holding Company
- ERICK BANCSHARES, INC. (RSSD 2209030)
Capital & Liquidity
Inside the full First Bank terminal
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First Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
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Frequently asked about First Bank
What are First Bank's total assets?
As of the Q1 2026 filing, First Bank reported total assets of $117.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Bank headquartered?
First Bank is headquartered in ERICK, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Bank founded?
First Bank was established in 1902, per the FDIC institution directory.
Is First Bank FDIC-insured?
Yes. First Bank is an FDIC-insured commercial bank (FDIC Certificate #4092). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Bank?
First Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Bank's CET1 capital ratio?
First Bank reported a Common Equity Tier 1 (CET1) capital ratio of 25.41% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does First Bank operate?
First Bank operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First Bank's Texas Ratio?
First Bank's Texas Ratio is 0.39% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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