Metz Banking Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 1.51 percentage points in Q2 2026, from 20.35% to 21.86%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Metz Banking Company is 58th of 192 on return on assets, 1.83% as of Q2 2026, above the middle of the field. Metz Banking Company reported 1.83% on return on assets for Q2 2026, 0.57 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.60% |
| Equity capital to assets | 10.96% |
| Tangible equity to tangible assets | 10.96% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.01% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.83% |
| Return on equity | 16.64% |
| Net interest margin | 3.50% |
| Efficiency ratio | 50.62% |
| Yield on earning assets | 5.33% |
| Cost of funds | 2.04% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.38% |
| Core deposits to total deposits | 96.61% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.62% |
| Securities to assets | 21.86% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.80% | 0.72% | 2.86% | 0.05% | 0.09% |
| Q4 2023 | 11.44% | 0.67% | 2.95% | 0.00% | -0.01% |
| Q1 2024 | 11.69% | 0.94% | 2.97% | 0.00% | 0.00% |
| Q2 2024 | 12.02% | 1.33% | 3.18% | 0.07% | -0.02% |
| Q3 2024 | 12.01% | 0.91% | 3.16% | 0.08% | 0.00% |
| Q4 2024 | 11.48% | 0.52% | 3.07% | 0.16% | 0.00% |
| Q1 2025 | 11.55% | 1.22% | 3.20% | 0.00% | 0.00% |
| Q2 2025 | 11.54% | 1.44% | 3.55% | 0.04% | 0.00% |
| Q3 2025 | 11.51% | 1.20% | 3.55% | 0.04% | 0.00% |
| Q4 2025 | 11.42% | 1.07% | 3.53% | 0.10% | 0.00% |
| Q1 2026 | 11.45% | 1.33% | 3.42% | 0.00% | 0.00% |
| Q2 2026 | 11.60% | 1.83% | 3.50% | 0.00% | 0.00% |
Metz Banking Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Metz Banking Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Metz Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1945) · FFIEC NIC profile (RSSD 772754)