Bank Comparison
Security State Bank of Wanamingo, Incorporated vs Peoples Bank of Greensboro
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
15 · 4
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Security State Bank of Wanamingo, Incorporated | Peoples Bank of Greensboro |
|---|---|---|
| CET1 Ratio | — | 17.30% |
| Tier 1 Capital Ratio | — | 17.30% |
| Total Capital Ratio | — | 18.36% |
| Tier 1 Leverage Ratio | 11.13% | 8.77% |
| Equity / Assets | 10.92% | 5.03% |
Profitability
| Metric | Security State Bank of Wanamingo, Incorporated | Peoples Bank of Greensboro |
|---|---|---|
| Return on Assets (ROA) | 2.40% | 0.83% |
| Return on Equity (ROE) | 21.63% | 17.37% |
| Net Interest Margin (NIM) | 4.14% | 3.01% |
| Yield on Earning Assets | 6.21% | 4.50% |
| Cost of Funds | 2.28% | 1.53% |
Asset quality
| Metric | Security State Bank of Wanamingo, Incorporated | Peoples Bank of Greensboro |
|---|---|---|
| Texas Ratio | 0.71% | 7.93% |
| Non-Performing Loan Ratio | 0.10% | 1.02% |
| Non-Performing Asset Ratio | 0.08% | 0.44% |
| Net Charge-Off Ratio | 0.00% | 0.08% |
| ACL / Loans | 0.92% | 1.28% |
Balance sheet
| Metric | Security State Bank of Wanamingo, Incorporated | Peoples Bank of Greensboro |
|---|---|---|
| Total Assets | $113,109K | $112,895K |
| Total Deposits | $97,874K | $106,893K |
| Total Loans | $97,768K | $49,329K |
| Total Equity | $12,349K | $5,682K |
| Net Income (quarter) | $674 | $241 |
Liquidity & funding
| Metric | Security State Bank of Wanamingo, Incorporated | Peoples Bank of Greensboro |
|---|---|---|
| Loan-to-Deposit Ratio | 99.89% | 46.15% |
| Core Deposit Ratio | 91.13% | 83.87% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Security State Bank of Wanamingo, Incorporated | Peoples Bank of Greensboro |
|---|---|---|
| Headquarters City | WANAMINGO | GREENSBORO |
| Headquarters State | MN | AL |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 12 | 14 |
| Established | Dec. 5, 1917, midnight | March 7, 1904, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Security State Bank of Wanamingo, Incorporated profile | View full Peoples Bank of Greensboro profile | Browse all bank comparisons