Bank Comparison
Bank of Wrightsville vs Peoples Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 9
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Bank of Wrightsville | Peoples Bank, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.21% | 12.44% |
| Equity / Assets | 8.98% | 12.27% |
Profitability
| Metric | Bank of Wrightsville | Peoples Bank, the |
|---|---|---|
| Return on Assets (ROA) | 1.71% | 0.64% |
| Return on Equity (ROE) | 20.06% | 5.14% |
| Net Interest Margin (NIM) | 4.05% | 2.85% |
| Yield on Earning Assets | 5.48% | 4.21% |
| Cost of Funds | 1.54% | 1.51% |
Asset quality
| Metric | Bank of Wrightsville | Peoples Bank, the |
|---|---|---|
| Texas Ratio | 0.24% | 3.45% |
| Non-Performing Loan Ratio | 0.05% | 1.31% |
| Non-Performing Asset Ratio | 0.02% | 0.43% |
| Net Charge-Off Ratio | 0.29% | 0.00% |
| ACL / Loans | 1.01% | 0.68% |
Balance sheet
| Metric | Bank of Wrightsville | Peoples Bank, the |
|---|---|---|
| Total Assets | $98,163K | $112,692K |
| Total Deposits | $88,649K | $98,609K |
| Total Loans | $48,687K | $37,043K |
| Total Equity | $8,816K | $13,825K |
| Net Income (quarter) | $428 | $177 |
Liquidity & funding
| Metric | Bank of Wrightsville | Peoples Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 54.92% | 37.57% |
| Core Deposit Ratio | 89.13% | 87.17% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Wrightsville | Peoples Bank, the |
|---|---|---|
| Headquarters City | Wrightsville | WILLACOOCHEE |
| Headquarters State | GA | GA |
| Asset Tier | Micro | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 10 | 24 |
| Established | Jan. 1, 1897, midnight | Sept. 24, 1948, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bank of Wrightsville profile | View full Peoples Bank, the profile | Browse all bank comparisons