First State Bank of Le Center
First State Bank of Le Center is a locally rooted FDIC-insured community bank based in Le Center, MN. First State Bank of Le Center's Q1 2026 balance sheet shows $111M in assets funded primarily by $93M in customer deposits. The bank posts a strong 1.81% ROA and 17.29% ROE. Capital cushions are healthy: 12.93% CET1, 10.67% Tier 1 leverage. Credit metrics are in line with industry norms — 0.83% NPL ratio. It operates 2 branches, primarily in Minnesota.
Headquarters Profile
- Address
- 88 N Park Ave, LE CENTER, MN 56057
- County
- Le Sueur
- Metro Area
- MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1902
- Branches
- 2 domestic
- Employees (FTE)
- 16
- FDIC Cert
- 9330
- Fed RSSD
- 986159
- Website
- www.fsblecenter.com →
- Parent Holding Company
- FIRST STATE AGENCY OF LE CENTER, INC. (RSSD 1127940)
Capital & Liquidity
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First State Bank of Le Center rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about First State Bank of Le Center
What are First State Bank of Le Center's total assets?
As of the Q1 2026 filing, First State Bank of Le Center reported total assets of $110.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First State Bank of Le Center headquartered?
First State Bank of Le Center is headquartered in LE CENTER, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First State Bank of Le Center founded?
First State Bank of Le Center was established in 1902, per the FDIC institution directory.
Is First State Bank of Le Center FDIC-insured?
Yes. First State Bank of Le Center is an FDIC-insured commercial bank (FDIC Certificate #9330). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First State Bank of Le Center?
First State Bank of Le Center's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First State Bank of Le Center's CET1 capital ratio?
First State Bank of Le Center reported a Common Equity Tier 1 (CET1) capital ratio of 12.93% in its most recent quarterly filing — above regulatory minimums.
How many branches does First State Bank of Le Center operate?
First State Bank of Le Center operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First State Bank of Le Center's Texas Ratio?
First State Bank of Le Center's Texas Ratio is 5.41% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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