Global Innovations Bank
Capital moved notably last quarter — CET1 ratio of 11.74% was down 163bps from the prior quarter. Operating from Kiester, MN, Global Innovations Bank serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $111M in assets, including $71M in loans. Returns are in line with industry norms at 0.80% ROA and 9.61% ROE; net interest margin is 3.52%. Regulatory capital is solid — 11.74% CET1 and 12.58% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.
Headquarters Profile
- Address
- 101 N Main St, KIESTER, MN 56051
- County
- Faribault
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1889
- Branches
- 1 domestic
- Employees (FTE)
- 25
- FDIC Cert
- 5175
- Fed RSSD
- 1015458
- Website
- www.gibank.com →
- Parent Holding Company
- GLOBAL INNOVATIONS HOLDINGS, INCORPORATED (RSSD 5610936)
Capital & Liquidity
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Global Innovations Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Global Innovations Bank
What are Global Innovations Bank's total assets?
As of the Q1 2026 filing, Global Innovations Bank reported total assets of $111.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Global Innovations Bank headquartered?
Global Innovations Bank is headquartered in KIESTER, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Global Innovations Bank founded?
Global Innovations Bank was established in 1889, per the FDIC institution directory.
Is Global Innovations Bank FDIC-insured?
Yes. Global Innovations Bank is an FDIC-insured commercial bank (FDIC Certificate #5175). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Global Innovations Bank?
Global Innovations Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Global Innovations Bank's CET1 capital ratio?
Global Innovations Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.74% in its most recent quarterly filing — above regulatory minimums.
How many branches does Global Innovations Bank operate?
Global Innovations Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Global Innovations Bank's Texas Ratio?
Global Innovations Bank's Texas Ratio is 15.31% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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