Bank Comparison
Global Innovations Bank vs Turtle Mountain State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 12
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Global Innovations Bank | Turtle Mountain State Bank |
|---|---|---|
| CET1 Ratio | 11.74% | — |
| Tier 1 Capital Ratio | 11.74% | — |
| Total Capital Ratio | 12.58% | — |
| Tier 1 Leverage Ratio | 8.44% | 12.59% |
| Equity / Assets | 7.94% | 12.18% |
Profitability
| Metric | Global Innovations Bank | Turtle Mountain State Bank |
|---|---|---|
| Return on Assets (ROA) | 0.80% | 1.85% |
| Return on Equity (ROE) | 9.61% | 15.48% |
| Net Interest Margin (NIM) | 3.52% | 4.16% |
| Yield on Earning Assets | 6.34% | 4.87% |
| Cost of Funds | 2.16% | 0.77% |
Asset quality
| Metric | Global Innovations Bank | Turtle Mountain State Bank |
|---|---|---|
| Texas Ratio | 15.31% | 3.56% |
| Non-Performing Loan Ratio | 0.00% | 1.13% |
| Non-Performing Asset Ratio | 0.00% | 0.36% |
| Net Charge-Off Ratio | -0.04% | 0.00% |
| ACL / Loans | 0.88% | 1.42% |
Balance sheet
| Metric | Global Innovations Bank | Turtle Mountain State Bank |
|---|---|---|
| Total Assets | $111,309K | $111,431K |
| Total Deposits | $100,294K | $97,586K |
| Total Loans | $71,116K | $35,662K |
| Total Equity | $8,843K | $13,570K |
| Net Income (quarter) | $210 | $525 |
Liquidity & funding
| Metric | Global Innovations Bank | Turtle Mountain State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 70.91% | 36.54% |
| Core Deposit Ratio | 76.02% | 84.06% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Global Innovations Bank | Turtle Mountain State Bank |
|---|---|---|
| Headquarters City | KIESTER | BELCOURT |
| Headquarters State | MN | ND |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 25 | 17 |
| Established | Jan. 1, 1889, midnight | Dec. 3, 2007, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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