Maynard Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Maynard Savings Bank is an FDIC-insured commercial bank headquartered in Maynard, IA, established in 1895 (FDIC certificate 13736), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $108.4M, down 0.1% from Q2 2025, the 191st largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 15.08% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 13736
- Headquarters
- Maynard, IA
- Established
- 1895
- Total assets, Q2 2026
- $108.4M
- Assets vs Q2 2025
- -0.1%
- Tier 1 leverage ratio, Q2 2026
- 15.08%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 073914550
- Holding company
- FAYETTE BANCORPORATION
- Asset rank in state
- 191st of 225 in Iowa
Maynard Savings Bank, based in Maynard, Iowa, reported $108 million in assets at June 30, 2026. It keeps 2.77 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). On the other hand, it holds commercial real estate loans equal to only 12% of its capital, a small fraction of the median of 1.2 times for banks its size.
Earnings jumped: net income for the quarter was $371,000, 70% above the same quarter a year earlier. The commercial and industrial book ($5.8 million) is worsening: 5.85% of it is past due or on nonaccrual, up from 1.44% a year earlier.
As of June 30, 2026, Maynard Savings Bank reported a return on assets of 1.30%, a nonperforming-loan ratio of 1.00% and a Texas ratio of 5.99%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Maynard Savings Bank is the 191st largest of the 225 banks headquartered in Iowa. From Q1 2026 to Q2 2026, its total assets fell 3.0% to $108.4M, loans fell 2.7% and deposits fell 4.2%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 41.8% of total loans, followed by farmland and other real estate loans at 27.8%. Its 3 offices in the FDIC Summary of Deposits are in Maynard, IA, Hawkeye, IA and Hazleton, IA; its Maynard office books 43% of its branch deposits. Judged on its Q2 2026 call report, Maynard Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 310 Main St W, Maynard, IA 50655
- County
- Fayette
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 051
- Established
- January 1, 1895
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 13
- Domestic deposits
- $88.2M
- Allowance for credit losses
- $957K
- Net charge-offs (YTD)
- -$12K
- Average total assets
- $114.1M
- Average total loans
- $49.0M
- Average interest-bearing deposits
- $73.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 13, 1934
- FDIC Cert
- 13736
- Fed RSSD
- 1009840
- Website
- www.maynardsavingsbank.com →
- Parent Holding Company
- FAYETTE BANCORPORATION (RSSD 1204355)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Maynard Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Maynard Savings Bank's total assets ranged from $72.5M (Q3 2023) to $111.8M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$108.4M total assets against $108.5M; $95.2M total liabilities against $96.8M.
$47.4M net loans and leases against $48.4M; $88.2M total deposits against $89.7M.
$54.3M securities against $49.8M; $4.5M cash and balances due against $8.2M.
$1.2M total interest income against $1.1M; $456K total interest expense against $511K.
$771K net interest income against $608K.
$61K total noninterest income against $40K; $447K total noninterest expense against $423K.
No provision recorded in the last 12 quarters.
$371K net income against $218K.
1.30% return on assets against 0.78%; 2.77% net interest margin against 2.29%.
15.08% tier 1 leverage ratio against 14.63%.
Inside the full Maynard Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeMaynard Savings Bank rankings
Its closest position to the top of a national ranking is 1,084 of 3,606, for efficiency ratio; its furthest is 3,607 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.36% (Q3 2024) to 1.30% (Q2 2026) and its net interest margin ran from 1.86% (Q3 2024) to 2.77% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.08% | 1.30% | 1.00% | 5.99% | 2.77% |
| Q1 2026 | 14.73% | 0.96% | 0.86% | 6.36% | 2.53% |
| Q4 2025 | 14.79% | 1.03% | 0.94% | 6.40% | 2.51% |
| Q3 2025 | 14.87% | 0.87% | 1.26% | 5.16% | 2.41% |
| Q2 2025 | 14.63% | 0.78% | 1.20% | 5.15% | 2.29% |
| Q1 2025 | 14.43% | 0.54% | 0.92% | 4.37% | 2.04% |
| Q4 2024 | 14.06% | 0.64% | 0.77% | 4.07% | 2.04% |
| Q3 2024 | 14.23% | 0.36% | 0.95% | 4.48% | 1.86% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Maynard Savings Bank (main office) | Maynard , IA | 50655 | $38.0M |
| Citizens Savings Bank Branch | Hawkeye , IA | 52147 | $28.7M |
| Hazleton Branch | Hazleton , IA | 50641 | $21.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 4, 2023 | Structure Change | Acquired Citizens Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 3, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IA, rank 214 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Maynard Savings Bank
What are Maynard Savings Bank's total assets?
As of the Q2 2026 filing, Maynard Savings Bank reported total assets of $108.4 million in its FFIEC call report.
Where is Maynard Savings Bank headquartered?
It is headquartered in Maynard, IA, United States.
When was Maynard Savings Bank founded?
It was established in 1895, per the FDIC institution directory.
Is Maynard Savings Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13736). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Maynard Savings Bank?
Maynard Savings Bank's primary federal regulator is the FDIC.
How many branches does Maynard Savings Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Maynard Savings Bank's Texas Ratio?
Its Texas Ratio is 5.99% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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