Maynard Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Maynard Savings Bank of Maynard, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.35% | -0.05% | 52nd above |
| ROAE | 11.48% | 12.05% | -0.57% | 45th below |
| Net Interest Margin | 2.77% | 3.90% | -1.13% | 6th bottom |
| Efficiency Ratio | 53.30% | 63.15% | -9.85% | 74th above |
| PPNR / Avg Assets | 1.35% | 1.64% | -0.29% | 36th below |
| Yield on Earning Assets | 4.40% | 5.65% | -1.25% | 7th bottom |
| Cost of Funds | 1.90% | 1.85% | +0.05% | 44th below |
| Net Interest Spread | 2.14% | 3.35% | -1.21% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.33% | 0.67% | -0.34% | 49th below |
| NCO / Avg Loans | -0.07% | 0.15% | -0.22% | 95th top |
| ACL / Total Loans | 1.98% | 1.28% | +0.70% | 93rd top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.99% | 7.15% | -1.16% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.08% | 12.46% | +2.62% | 87th top |
| Equity / Assets | 12.15% | 11.67% | +0.48% | 72nd above |
| TCE / Tangible Assets | 12.15% | 11.40% | +0.75% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.82% | 78.65% | -23.83% | 88th top |
| Core Deposit Ratio | 96.64% | 87.09% | +9.55% | 91st top |
| Wholesale Funding Ratio | 6.20% | 5.11% | +1.09% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.11% | 6.48% | -6.59% | 19th bottom |
| Loan Growth (Y/Y) | -2.00% | 7.64% | -9.64% | 15th bottom |
| Deposit Growth (Y/Y) | -1.72% | 6.03% | -7.75% | 15th bottom |
See Maynard Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Maynard Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Maynard Savings Bank profile, how to read a UBPR, or how this data updates.