Maynard Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.53 percentage points higher than in Q1 2026, at 50.10%. Maynard Savings Bank ranks 127th of 225 Iowa banks on return on assets, in the lower half at 1.30% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Maynard Savings Bank sits 0.05 points higher, at 1.30% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.08% |
| Equity capital to assets | 12.15% |
| Tangible equity to tangible assets | 12.15% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.33% |
| Net charge-off ratio | -0.07% |
| Texas ratio | 5.99% |
| Allowance for credit losses to loans | 1.98% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.30% |
| Return on equity | 11.48% |
| Net interest margin | 2.77% |
| Efficiency ratio | 53.30% |
| Yield on earning assets | 4.40% |
| Cost of funds | 1.90% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.82% |
| Core deposits to total deposits | 96.64% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 81.36% |
| Securities to assets | 50.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 14.27% | 0.23% | 1.94% | 0.00% | -0.27% |
| Q4 2023 | 15.34% | 0.95% | 3.81% | 0.00% | -0.05% |
| Q1 2024 | 15.48% | 0.42% | 1.89% | 0.00% | -0.08% |
| Q2 2024 | 16.04% | 0.37% | 1.89% | 0.00% | -0.02% |
| Q3 2024 | 14.23% | 0.36% | 1.86% | 0.00% | -0.11% |
| Q4 2024 | 14.06% | 0.64% | 2.04% | 0.00% | 0.02% |
| Q1 2025 | 14.43% | 0.54% | 2.04% | 0.00% | -0.11% |
| Q2 2025 | 14.63% | 0.78% | 2.29% | 0.00% | -0.08% |
| Q3 2025 | 14.87% | 0.87% | 2.41% | 0.00% | -0.07% |
| Q4 2025 | 14.79% | 1.03% | 2.51% | 0.00% | -0.10% |
| Q1 2026 | 14.73% | 0.96% | 2.53% | 0.00% | -0.03% |
| Q2 2026 | 15.08% | 1.30% | 2.77% | 0.00% | -0.07% |
Maynard Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Maynard Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maynard Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13736) · FFIEC NIC profile (RSSD 1009840)