Maynard Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 35.9% lower than in Q1 2026, at $3.0M. Within Iowa, Maynard Savings Bank is 200th of 225 on loan-to-deposit ratio, 54.82% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Maynard Savings Bank sits 26.02 points lower, at 54.82% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $58.7M |
| Fed funds sold and reverse repos | $3.0M |
| Fed funds sold and reverse repos to assets | 2.74% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $6.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.20% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.82% |
| Net loans and leases to deposits | 53.73% |
| Loans and leases to core deposits | 56.72% |
| Core deposits to total deposits | 96.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 63.89% | 93.74% | $0 | $8.2M |
| Q4 2023 | 48.02% | 96.77% | $0 | $8.2M |
| Q1 2024 | 51.34% | 95.43% | $0 | $8.2M |
| Q2 2024 | 53.69% | 95.38% | $0 | $7.2M |
| Q3 2024 | 53.30% | 95.23% | $0 | $7.2M |
| Q4 2024 | 55.81% | 95.40% | $0 | $7.2M |
| Q1 2025 | 57.48% | 94.86% | $0 | $9.2M |
| Q2 2025 | 54.97% | 95.96% | $0 | $6.7M |
| Q3 2025 | 55.36% | 96.36% | $0 | $6.7M |
| Q4 2025 | 54.52% | 95.78% | $0 | $6.7M |
| Q1 2026 | 53.98% | 95.17% | $0 | $6.7M |
| Q2 2026 | 54.82% | 96.64% | $0 | $6.7M |
Maynard Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Maynard Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maynard Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13736) · FFIEC NIC profile (RSSD 1009840)