Maynard Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 0.80 percentage points higher than in Q1 2026, at 12.15%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.08% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $17.2M |
| Tier 1 capital | $17.2M |
| Total risk-based capital | — |
| Total equity capital | $13.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.15% |
| Tangible equity to tangible assets | 12.15% |
| Equity capital to average assets | 11.54% |
| Internal capital growth rate | 8.76% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $290K |
| Common stock surplus | $1.1M |
| Retained earnings | $15.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 14.27% | 7.64% | 7.64% |
| Q4 2023 | 15.34% | 8.03% | 8.03% |
| Q1 2024 | 15.48% | 8.10% | 8.10% |
| Q2 2024 | 16.04% | 8.62% | 8.62% |
| Q3 2024 | 14.23% | 9.83% | 9.83% |
| Q4 2024 | 14.06% | 9.37% | 9.37% |
| Q1 2025 | 14.43% | 10.17% | 10.17% |
| Q2 2025 | 14.63% | 10.79% | 10.79% |
| Q3 2025 | 14.87% | 11.34% | 11.34% |
| Q4 2025 | 14.79% | 11.88% | 11.88% |
| Q1 2026 | 14.73% | 11.35% | 11.35% |
| Q2 2026 | 15.08% | 12.15% | 12.15% |
Maynard Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Maynard Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Maynard Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13736) · FFIEC NIC profile (RSSD 1009840)