Community Savings Bank
Community Savings Bank is a locally rooted FDIC-insured community bank based in Bethel, OH. As of Q1 2026, the bank held approximately $111M in total assets and $84M in deposits. Returns are subdued: 0.32% ROA and 2.20% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 14.56% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.10%. 2 branches make up the footprint.
Headquarters Profile
- Address
- 503 W Plane St, BETHEL, OH 45106
- County
- Clermont
- Metro Area
- CINCINNATI, OH-KY-IN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- April 6, 1889
- Branches
- 2 domestic
- Employees (FTE)
- 17
- FDIC Cert
- 32286
- Fed RSSD
- 847979
- Website
- www.bankwith-csb.com →
Inside the full Community Savings Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Community Savings Bank — freeThis is just Community Savings Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Community Savings Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
Compare Community Savings Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Community Savings Bank
What are Community Savings Bank's total assets?
As of the Q1 2026 filing, Community Savings Bank reported total assets of $111.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Community Savings Bank headquartered?
Community Savings Bank is headquartered in BETHEL, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Community Savings Bank founded?
Community Savings Bank was established in 1889, per the FDIC institution directory.
Is Community Savings Bank FDIC-insured?
Yes. Community Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #32286). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Savings Bank?
Community Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Community Savings Bank operate?
Community Savings Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Community Savings Bank's Texas Ratio?
Community Savings Bank's Texas Ratio is 0.58% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Community Savings Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required