Basile State Bank
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Data as of · sourced from FFIEC call reports. How we update
Basile State Bank is an FDIC-insured commercial bank headquartered in Basile, LA, established in 1956 (FDIC certificate 17621), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $87.4M, up 6.4% from Q2 2025, the 94th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.09% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17621
- Headquarters
- Basile, LA
- Established
- 1956
- Total assets, Q2 2026
- $87.4M
- Assets vs Q2 2025
- +6.4%
- Tier 1 leverage ratio, Q2 2026
- 10.09%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 065204964
- Holding company
- BASILE BANCSHARES, INC.
- Asset rank in state
- 94th of 102 in Louisiana
Basile State Bank earns an unusually wide margin on its lending. The Basile, Louisiana bank had $87 million in assets at June 30, 2026, up 6.4% from a year earlier. It keeps 6.17 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 583 banks with less than $100 million in assets (median 3.87 cents). On the other hand, it carries problem assets equal to 18.8% of the capital and reserves that would absorb them, 13.6 times the median of 1.4% for banks its size.
Net income for the quarter rose 14% from a year earlier, to $381,000. Over the same year, loans grew 13.6% and deposits grew 6.6%. Where it has less room is capital: it funds 10.09% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 13.06%).
As of June 30, 2026, Basile State Bank reported a return on assets of 1.74%, a nonperforming-loan ratio of 2.20% and a Texas ratio of 18.76%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, Basile State Bank is the 94th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 1.1% to $87.4M, loans rose 4.5% and deposits fell 1.5%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 50.9% of total loans, followed by agricultural production loans at 10.5%. The FDIC Summary of Deposits lists 3 offices for it, in Basile, LA and Eunice, LA; its Basile office books 59% of its branch deposits. On its Q2 2026 call report, Basile State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 3031 Stagg Ave, Basile, LA 70515
- County
- Evangeline
- Metro Area
- Lafayette, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 2, 1956
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 22
- Domestic deposits
- $78.0M
- Allowance for credit losses
- $728K
- Net charge-offs (YTD)
- $43K
- Average total assets
- $87.7M
- Average total loans
- $68.9M
- Average interest-bearing deposits
- $49.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 2, 1956
- FDIC Cert
- 17621
- Fed RSSD
- 188739
- Website
- www.basilebank.com →
- Parent Holding Company
- BASILE BANCSHARES, INC. (RSSD 2937182)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Basile State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Basile State Bank's total assets ranged from $64.7M (Q3 2023) to $88.4M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$87.4M total assets against $82.2M; $78.6M total liabilities against $73.7M.
$70.5M net loans and leases against $62.0M; $78.0M total deposits against $73.2M.
$166K securities against $164K; $10.9M cash and balances due against $14.4M.
$1.5M total interest income against $1.4M; $282K total interest expense against $332K.
$1.2M net interest income against $1.1M.
$123K total noninterest income against $122K; $921K total noninterest expense against $818K.
$42K provision for credit losses against $17K.
$381K net income against $335K.
1.74% return on assets against 1.63%; 6.17% net interest margin against 5.69%.
10.09% tier 1 leverage ratio against 10.30%.
Inside the full Basile State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBasile State Bank rankings
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.05% (Q4 2024) to 2.22% (Q3 2024) and its net interest margin ran from 5.69% (Q2 2025) to 6.34% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.09% | 1.74% | 2.20% | 18.76% | 6.17% |
| Q1 2026 | 10.33% | 1.71% | 2.61% | 19.34% | 5.79% |
| Q4 2025 | 10.74% | 2.05% | 2.81% | 20.83% | 6.15% |
| Q3 2025 | 10.35% | 1.33% | 2.53% | 18.57% | 5.73% |
| Q2 2025 | 10.30% | 1.63% | 2.25% | 15.77% | 5.69% |
| Q1 2025 | 10.77% | 1.11% | 2.42% | 17.05% | 5.83% |
| Q4 2024 | 10.41% | 1.05% | 2.21% | 17.71% | 5.77% |
| Q3 2024 | 10.48% | 2.22% | 1.94% | 17.13% | 6.34% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Basile State Bank (main office) | Basile , LA | 70515 | $46.2M |
| Eunice Branch | Eunice , LA | 70535 | $20.8M |
| Basile State Bank Branch | Eunice , LA | 70535 | $11.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in LA, rank 105 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Basile State Bank
What are Basile State Bank's total assets?
As of the Q2 2026 filing, Basile State Bank reported total assets of $87.4 million in its FFIEC call report.
Where is Basile State Bank headquartered?
It is headquartered in Basile, LA, United States.
When was Basile State Bank founded?
It was established in 1956, per the FDIC institution directory.
Is Basile State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17621). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Basile State Bank?
Basile State Bank's primary federal regulator is the FDIC.
How many branches does Basile State Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Basile State Bank's Texas Ratio?
Its Texas Ratio is 18.76% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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