Basile State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities dropped 3.03 percentage points in Q2 2026, from 6.06% to 3.03%. It was the largest change from Q1 2026 among the key lines here. Among 102 Louisiana banks, Basile State Bank sits 3rd from the top on net interest margin, 6.17% as of Q2 2026. Basile State Bank's net interest margin of 6.17% is well above the 3.88% median for banks in the < $100M asset tier, a gap of 2.29 points (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.59% |
| Yield on loans | 8.21% |
| Yield on securities | 3.03% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.45% |
| Cost of interest-bearing deposits | 2.27% |
| Cost of interest-bearing liabilities | 2.27% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 6.17% |
| Yield to cost spread | 5.32% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.4M |
| Total interest expense | $282K |
| Interest expense on deposits | $282K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 7.25% | 0.84% | 6.43% | 7.85% | 2.98% |
| Q4 2023 | 7.38% | 1.03% | 6.38% | 7.76% | 5.99% |
| Q1 2024 | 7.36% | 1.41% | 5.98% | 7.82% | 6.03% |
| Q2 2024 | 7.38% | 1.55% | 5.86% | 7.82% | 3.01% |
| Q3 2024 | 8.00% | 1.72% | 6.34% | 8.24% | 6.03% |
| Q4 2024 | 7.78% | 1.99% | 5.77% | 8.03% | 6.06% |
| Q1 2025 | 7.74% | 1.86% | 5.83% | 8.17% | 6.06% |
| Q2 2025 | 7.49% | 1.81% | 5.69% | 8.21% | 3.03% |
| Q3 2025 | 7.56% | 1.84% | 5.73% | 8.12% | 6.06% |
| Q4 2025 | 7.88% | 1.76% | 6.15% | 8.13% | 6.06% |
| Q1 2026 | 7.37% | 1.60% | 5.79% | 7.90% | 6.06% |
| Q2 2026 | 7.59% | 1.45% | 6.17% | 8.21% | 3.03% |
Basile State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Basile State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Basile State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17621) · FFIEC NIC profile (RSSD 188739)