Basile State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Basile State Bank of Basile, LA against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 0.85% | +0.89% | 76th top |
| ROAE | 17.31% | 5.23% | +12.08% | 86th top |
| Net Interest Margin | 6.17% | 3.94% | +2.23% | 98th top |
| Efficiency Ratio | 68.32% | 76.13% | -7.81% | 52nd above |
| PPNR / Avg Assets | 1.94% | — | — | 77th top |
| Yield on Earning Assets | 7.59% | 5.42% | +2.17% | 97th top |
| Cost of Funds | 1.45% | 1.69% | -0.24% | 55th above |
| Net Interest Spread | 5.32% | — | — | 97th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.20% | 1.23% | +0.97% | 18th bottom |
| NPA / Total Assets | 2.06% | — | — | 10th bottom |
| NCO / Avg Loans | -0.06% | 0.11% | -0.17% | 92nd top |
| ACL / Total Loans | 1.02% | — | — | 30th below |
| ACL / NPLs (Coverage) | 46.37% | — | — | 18th bottom |
| Texas Ratio | 18.76% | 7.23% | +11.53% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.09% | 14.13% | -4.04% | 18th bottom |
| Equity / Assets | 10.12% | 13.07% | -2.95% | 26th below |
| TCE / Tangible Assets | 10.12% | — | — | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.29% | 68.58% | +22.71% | 17th bottom |
| Core Deposit Ratio | 82.11% | 88.79% | -6.68% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.37% | — | — | 67th above |
| Loan Growth (Y/Y) | 13.56% | — | — | 84th top |
| Deposit Growth (Y/Y) | 6.62% | — | — | 71st above |
See Basile State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Basile State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Basile State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Basile State Bank peer analysis.