Basile State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 5.22 percentage points in Q2 2026, from 86.07% to 91.29%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Basile State Bank is 25th of 102 on loan-to-deposit ratio, 91.29% as of Q2 2026. Basile State Bank reported 91.29% on loan-to-deposit ratio for Q2 2026, 23.97 points above the 67.32% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $11.1M |
| Fed funds sold and reverse repos | $7.0M |
| Fed funds sold and reverse repos to assets | 8.06% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.29% |
| Net loans and leases to deposits | 90.36% |
| Loans and leases to core deposits | 110.76% |
| Core deposits to total deposits | 82.11% |
| Brokered deposits to total deposits | 0.32% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.92% | 95.58% | $0 | $0 |
| Q4 2023 | 92.61% | 95.35% | $0 | $0 |
| Q1 2024 | 88.07% | 88.53% | $0 | $0 |
| Q2 2024 | 95.48% | 85.58% | $0 | $0 |
| Q3 2024 | 96.09% | 84.92% | $0 | $3.5M |
| Q4 2024 | 92.28% | 84.27% | $0 | $0 |
| Q1 2025 | 85.94% | 83.29% | $0 | $0 |
| Q2 2025 | 85.72% | 80.81% | $0 | $0 |
| Q3 2025 | 89.72% | 79.95% | $0 | $0 |
| Q4 2025 | 94.80% | 80.44% | $0 | $0 |
| Q1 2026 | 86.07% | 81.13% | $0 | $0 |
| Q2 2026 | 91.29% | 82.11% | $0 | $0 |
Basile State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Basile State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Basile State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17621) · FFIEC NIC profile (RSSD 188739)