Bank of Gueydan
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Data as of · sourced from FFIEC call reports. How we update
Bank of Gueydan is an FDIC-insured commercial bank headquartered in Gueydan, LA, established in 1927 (FDIC certificate 8144), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $69.2M, down 4.8% from Q2 2025, the 97th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 22.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 8144
- Headquarters
- Gueydan, LA
- Established
- 1927
- Total assets, Q2 2026
- $69.2M
- Assets vs Q2 2025
- -4.8%
- Tier 1 leverage ratio, Q2 2026
- 22.11%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 065201831
- Latest call report
- Q2 2026, FFIEC 041 · Bank of Gueydan call report
- Holding company
- GUEYDAN BANCSHARES, INC.
- Asset rank in state
- 97th of 102 in Louisiana
Bank of Gueydan, based in Gueydan, Louisiana, reported $69 million in assets at June 30, 2026, down 4.8% from a year earlier. It shrank its loan book 11.2% over the year, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 2.6%). It also pays an average of 0.76% on its deposits and borrowings, about half the median of 1.53% for banks its size.
Earnings jumped: net income for the quarter was $122,000, 72% above the same quarter a year earlier. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 6.77% of loans, down from 7.64% a year earlier. Credit is the area to watch: it carries problem assets equal to 9.3% of the capital and reserves that would absorb them, 6.7 times the median of 1.4% for banks its size.
As of June 30, 2026, Bank of Gueydan reported a return on assets of 0.70%, a nonperforming-loan ratio of 6.77% and a Texas ratio of 9.30%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, Bank of Gueydan is the 97th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 2.5% to $69.2M, loans rose 5.5% and deposits fell 3.4%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 24.4% of total loans, ahead of farmland and other real estate loans at 22.5%. The FDIC Summary of Deposits lists a single office for it, in Gueydan, LA. By the capital ratios in its Q2 2026 call report, Bank of Gueydan meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 111 Main St, Gueydan, LA 70542
- County
- Vermilion
- Metro Area
- Lafayette, LA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- May 14, 1927
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 10
- Domestic deposits
- $53.1M
- Allowance for credit losses
- $900K
- Net charge-offs (YTD)
- $151K
- Average total assets
- $70.1M
- Average total loans
- $22.8M
- Average interest-bearing deposits
- $36.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8144
- Fed RSSD
- 603232
- Website
- bankofgueydan.com/ →
- Parent Holding Company
- GUEYDAN BANCSHARES, INC. (RSSD 1084801)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Gueydan reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bank of Gueydan's total assets ran between $69.2M (Q2 2026) and $77.8M (Q3 2023), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$69.2M total assets against $72.7M; $53.7M total liabilities against $57.3M.
$21.6M net loans and leases against $24.0M; $53.1M total deposits against $56.5M.
$44.2M securities against $42.8M; $1.9M cash and balances due against $4.4M.
$679K total interest income against $668K; $102K total interest expense against $117K.
$577K net interest income against $551K.
$34K total noninterest income against $35K; $381K total noninterest expense against $515K.
$75K provision for credit losses against $0.
$122K net income against $71K.
0.70% return on assets against 0.39%; 3.43% net interest margin against 3.24%.
22.11% tier 1 leverage ratio against 21.30%.
Inside the full Bank of Gueydan terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -4.13% (Q4 2024) to 1.27% (Q3 2025) and its net interest margin ran from 2.68% (Q3 2024) to 3.43% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.11% | 0.70% | 6.77% | 9.30% | 3.43% |
| Q1 2026 | 21.93% | 0.75% | 8.15% | 10.65% | 3.25% |
| Q4 2025 | 22.14% | 0.92% | 6.88% | 10.11% | 3.37% |
| Q3 2025 | 21.80% | 1.27% | 6.36% | 9.92% | 3.32% |
| Q2 2025 | 21.30% | 0.39% | 7.64% | 11.52% | 3.24% |
| Q1 2025 | 21.49% | 1.14% | 7.61% | 11.81% | 3.15% |
| Q4 2024 | 21.02% | -4.13% | 10.30% | 16.58% | 3.14% |
| Q3 2024 | 21.72% | -0.14% | 10.67% | 16.78% | 2.68% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Gueydan (main office) | Gueydan , LA | 70542 | $53.1M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (Federal Reserve)
- October 6, 2017, Federal Reserve: Civil Money Penalty, $7,000: Bank of Gueydan
- August 12, 2014, Federal Reserve: Written Agreement: Bank of Gueydan, Gueydan, Louisiana
- May 9, 2014, Federal Reserve: Civil Money Penalty, $10,545: Bank of Gueydan, Gueydan, Louisiana
- Period: Most recent institution action October 6, 2017. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in LA, rank 112 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Gueydan
What are Bank of Gueydan's total assets?
As of the Q2 2026 filing, Bank of Gueydan reported total assets of $69.2 million in its FFIEC call report.
Where is Bank of Gueydan headquartered?
It is headquartered in Gueydan, LA, United States.
When was Bank of Gueydan founded?
It was established in 1927, per the FDIC institution directory.
Is Bank of Gueydan FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8144). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Gueydan?
Bank of Gueydan's primary federal regulator is the Federal Reserve.
How many branches does Bank of Gueydan operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Gueydan's Texas Ratio?
Its Texas Ratio is 9.30% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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