Bank of Gueydan: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 6.62 percentage points higher than in Q1 2026, at 63.92%. Within Louisiana, Bank of Gueydan is 80th of 103 on return on assets, 0.70% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 0.98% on return on assets. Bank of Gueydan sits 0.29 points lower, at 0.70% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 22.11% |
| Equity capital to assets | 22.40% |
| Tangible equity to tangible assets | 22.40% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 6.77% |
| Non-performing assets ratio | 2.20% |
| Net charge-off ratio | 2.56% |
| Texas ratio | 9.30% |
| Allowance for credit losses to loans | 3.99% |
| Reserve coverage of non-performing loans | 59.02% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.70% |
| Return on equity | 3.16% |
| Net interest margin | 3.43% |
| Efficiency ratio | 62.17% |
| Yield on earning assets | 4.04% |
| Cost of funds | 0.76% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.39% |
| Core deposits to total deposits | 91.37% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 76.78% |
| Securities to assets | 63.92% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 20.71% | 0.64% | 2.44% | 3.53% | 0.32% |
| Q4 2023 | 20.93% | 1.61% | 3.19% | 4.18% | 0.60% |
| Q1 2024 | 21.42% | 0.47% | 2.52% | 3.96% | 0.75% |
| Q2 2024 | 21.64% | 0.48% | 2.98% | 3.29% | 0.28% |
| Q3 2024 | 21.72% | -0.14% | 2.68% | 10.43% | 0.86% |
| Q4 2024 | 21.02% | -4.13% | 3.14% | 10.25% | 10.87% |
| Q1 2025 | 21.49% | 1.14% | 3.15% | 7.61% | 0.97% |
| Q2 2025 | 21.30% | 0.39% | 3.24% | 7.64% | -0.11% |
| Q3 2025 | 21.80% | 1.27% | 3.32% | 6.36% | 7.32% |
| Q4 2025 | 22.14% | 0.92% | 3.37% | 6.88% | 2.81% |
| Q1 2026 | 21.93% | 0.75% | 3.25% | 8.09% | 0.09% |
| Q2 2026 | 22.11% | 0.70% | 3.43% | 6.77% | 2.56% |
Bank of Gueydan vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Gueydan, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Gueydan profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8144) · FFIEC NIC profile (RSSD 603232)