Bank of Gueydan: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.72 percentage points in Q2 2026 to 22.40%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 22.11% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $15.5M |
| Tier 1 capital | $15.5M |
| Total risk-based capital | — |
| Total equity capital | $15.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 22.40% |
| Tangible equity to tangible assets | 22.40% |
| Equity capital to average assets | 22.11% |
| Internal capital growth rate | 3.17% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $225K |
| Common stock surplus | $5.6M |
| Retained earnings | $9.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 20.71% | 20.78% | 20.78% |
| Q4 2023 | 20.93% | 21.51% | 21.51% |
| Q1 2024 | 21.42% | 21.37% | 21.37% |
| Q2 2024 | 21.64% | 21.72% | 21.72% |
| Q3 2024 | 21.72% | 21.74% | 21.74% |
| Q4 2024 | 21.02% | 21.24% | 21.24% |
| Q1 2025 | 21.49% | 21.26% | 21.26% |
| Q2 2025 | 21.30% | 21.22% | 21.22% |
| Q3 2025 | 21.80% | 22.04% | 22.04% |
| Q4 2025 | 22.14% | 22.84% | 22.84% |
| Q1 2026 | 21.93% | 21.67% | 21.67% |
| Q2 2026 | 22.11% | 22.40% | 22.40% |
Bank of Gueydan regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Gueydan, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Gueydan profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8144) · FFIEC NIC profile (RSSD 603232)