Abbeville Building and Loan, a State Chartered Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Abbeville Building and Loan, a State Chartered Savings Bank is an FDIC-insured savings bank headquartered in Abbeville, LA, established in 1890 (FDIC certificate 30332), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $67.9M, up 2.1% from Q2 2025, the 98th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 39.68% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 30332
- Headquarters
- Abbeville, LA
- Established
- 1890
- Total assets, Q2 2026
- $67.9M
- Assets vs Q2 2025
- +2.1%
- CET1 ratio, Q2 2026
- 39.68%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 265270002
- Latest call report
- Q2 2026, FFIEC 051 · Abbeville Building and Loan, a State Chartered Savings Bank Q3 2026 call report, filed October 24, 2026 (preliminary)
- Asset rank in state
- 98th of 102 in Louisiana
Abbeville Building and Loan, a State Chartered Savings Bank carries far more capital than most banks of its size. The Abbeville, Louisiana bank had $68 million in assets at June 30, 2026, up 2.1% from a year earlier. It funds 29.43% of its assets with Tier 1 capital, about double the median of 12.81% for the 533 banks with less than $100 million in assets. On the other hand, it pays an average of 2.67% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.53%).
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 1.31% of loans from 2.24%. Loans are outrunning deposits: over the year loans rose 5.9% and deposits rose 2.3%. Profitability lags: it returns 2.0% a year on shareholders' equity, a small fraction of the median of 8.6% for banks its size.
As of June 30, 2026, Abbeville Building and Loan, a State Chartered Savings Bank reported a CET1 capital ratio of 39.68%, a return on assets of 0.59%, a nonperforming-loan ratio of 1.31% and a Texas ratio of 3.08%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Abbeville Building and Loan, a State Chartered Savings Bank is the 98th largest of the 102 banks headquartered in Louisiana. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.5% to $67.9M, loans rose 4.9% and deposits rose 3.5%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 64.3% of total loans, ahead of construction and land development loans at 35.5%. The FDIC Summary of Deposits lists a single office for it, in Abbeville, LA. On its Q2 2026 call report, Abbeville Building and Loan, a State Chartered Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1212 Charity St, Abbeville, LA 70510
- County
- Vermilion
- Metro Area
- Lafayette, LA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1890
- Former names
- Abbeville Building & Loan (A State-Chartered Savings Bank) (1993)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 16
- Domestic deposits
- $47.0M
- Allowance for credit losses
- $393K
- Net charge-offs (YTD)
- $0
- Average total assets
- $66.9M
- Average total loans
- $41.2M
- Average interest-bearing deposits
- $36.5M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30332
- Fed RSSD
- 114774
- Website
- www.abbemae.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Abbeville Building and Loan, a State Chartered Savings Bank's total assets ranged from $56.2M (Q3 2023) to $67.9M (Q2 2026), and it earned a profit in 7 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$67.9M total assets against $66.5M; $48.2M total liabilities against $47.1M.
$46.8M net loans and leases against $44.2M; $47.0M total deposits against $45.9M.
$3.7M securities against $3.7M; $11.3M cash and balances due against $12.2M.
$834K total interest income against $816K; $275K total interest expense against $322K.
$559K net interest income against $494K.
$309K total noninterest income against $244K; $726K total noninterest expense against $776K.
-$5K provision for credit losses against -$20K.
$98K net income against -$25K.
0.59% return on assets against -0.15%; 3.90% net interest margin against 3.50%.
39.68% CET1 capital ratio against 39.86%; 29.43% tier 1 leverage ratio against 29.90%.
Inside the full Abbeville Building and Loan, a State Chartered Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Abbeville Building and Loan, a State Chartered Savings Bank rankings
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.15% (Q2 2025) to 0.59% (Q2 2026) and its net interest margin ran from 3.50% (Q2 2025) to 4.07% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 39.68% | 0.59% | 1.31% | 3.08% | 3.90% |
| Q1 2026 | 39.16% | 0.26% | 2.51% | 5.66% | 3.75% |
| Q4 2025 | 40.47% | 0.04% | 1.61% | 3.56% | 3.68% |
| Q3 2025 | 41.37% | 0.47% | 2.35% | 5.19% | 3.79% |
| Q2 2025 | 39.86% | -0.15% | 2.24% | 5.02% | 3.50% |
| Q1 2025 | 41.85% | -0.11% | 1.46% | 3.18% | 3.65% |
| Q4 2024 | 42.09% | -0.05% | 1.75% | 3.93% | 3.68% |
| Q3 2024 | 42.40% | -0.05% | 1.51% | 3.38% | 4.07% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Abbeville Building & Loan (A State-Chartered Savings Bank) | Abbeville , LA | 70510 | $47.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in LA, rank 113 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Abbeville Building and Loan, a State Chartered Savings Bank
What are Abbeville Building and Loan, a State Chartered Savings Bank's total assets?
As of the Q2 2026 filing, Abbeville Building and Loan, a State Chartered Savings Bank reported total assets of $67.9 million in its FFIEC call report.
Where is Abbeville Building and Loan, a State Chartered Savings Bank headquartered?
It is headquartered in Abbeville, LA, United States.
When was Abbeville Building and Loan, a State Chartered Savings Bank founded?
It was established in 1890, per the FDIC institution directory.
Is Abbeville Building and Loan, a State Chartered Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #30332). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Abbeville Building and Loan, a State Chartered Savings Bank?
Abbeville Building and Loan, a State Chartered Savings Bank's primary federal regulator is the FDIC.
What is Abbeville Building and Loan, a State Chartered Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 39.68% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Abbeville Building and Loan, a State Chartered Savings Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Abbeville Building and Loan, a State Chartered Savings Bank's Texas Ratio?
Its Texas Ratio is 3.08% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Abbeville Building and Loan, a State Chartered Savings Bank previously called?
The charter now named Abbeville Building and Loan, a State Chartered Savings Bank has also operated as Abbeville Building & Loan (A State-Chartered Savings Bank) (1993), per FDIC structure-change records.
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