Abbeville Building and Loan, a State Chartered Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Abbeville Building and Loan, a State Chartered Savings Bank of Abbeville, LA against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.59% | 3.13% | -2.54% | 30th below |
| ROAE | 2.00% | 10.32% | -8.32% | 20th bottom |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.90% | 3.94% | -0.04% | 52nd above |
| Efficiency Ratio | 83.64% | 76.30% | +7.34% | 25th below |
| PPNR / Avg Assets | 0.85% | 1.40% | -0.55% | 33rd below |
| Yield on Earning Assets | 5.82% | 5.35% | +0.47% | 71st above |
| Cost of Funds | 2.67% | 1.70% | +0.97% | 13th bottom |
| Net Interest Spread | 3.17% | 3.32% | -0.15% | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.61% | 1.34% | -0.73% | 40th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.43% | 0.71% | -0.28% | 35th below |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 0.83% | 1.49% | -0.66% | 16th bottom |
| ACL / NPLs (Coverage) | 135.99% | 867.20% | -731.21% | 47th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.52% | 8.27% | -3.75% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 39.68% | 62.26% | -22.58% | 73rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 39.68% | 62.26% | -22.58% | 73rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 40.48% | 63.23% | -22.75% | 73rd above |
| Leverage Ratio | 29.43% | 17.62% | +11.81% | 88th top |
| Equity / Assets | 28.99% | 16.43% | +12.56% | 87th top |
| TCE / Tangible Assets | 28.99% | 16.17% | +12.82% | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.53% | 72.78% | +27.75% | 9th bottom |
| Core Deposit Ratio | 79.02% | 88.29% | -9.27% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.07% | 4.26% | -2.19% | 46th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.87% | 6.75% | -0.88% | 64th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.31% | 3.73% | -1.42% | 52nd above |
See Abbeville Building and Loan, a State Chartered Savings Bank's peers by name
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Unlock Abbeville Building and Loan, a State Chartered Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Abbeville Building and Loan, a State Chartered Savings Bank profile, how to read a UBPR, or how this data updates.