Gulf Coast Bank
Gulf Coast Bank is a locally rooted FDIC-insured community bank based in Abbeville, LA. The Q1 2026 balance sheet stands at $516M in assets, including $295M in loans. Earnings are mid-range — 1.19% ROA and a 4.77% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 15.51% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 0.86% NPL ratio. 9 branches make up the footprint.
Headquarters Profile
- Address
- 221 S State St, ABBEVILLE, LA 70510
- County
- Vermilion
- Metro Area
- LAFAYETTE, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- February 1, 1971
- Branches
- 9 domestic
- Employees (FTE)
- 120
- FDIC Cert
- 20353
- Fed RSSD
- 459130
- Website
- www.gcbank.com →
- Parent Holding Company
- GULF COAST BANCSHARES, INC. (RSSD 1085929)
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Gulf Coast Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Gulf Coast Bank
What are Gulf Coast Bank's total assets?
As of the Q1 2026 filing, Gulf Coast Bank reported total assets of $516.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Gulf Coast Bank headquartered?
Gulf Coast Bank is headquartered in ABBEVILLE, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Gulf Coast Bank founded?
Gulf Coast Bank was established in 1971, per the FDIC institution directory.
Is Gulf Coast Bank FDIC-insured?
Yes. Gulf Coast Bank is an FDIC-insured commercial bank (FDIC Certificate #20353). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Gulf Coast Bank?
Gulf Coast Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Gulf Coast Bank operate?
Gulf Coast Bank operates 9 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Gulf Coast Bank's Texas Ratio?
Gulf Coast Bank's Texas Ratio is 6.07% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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