Commercial Capital Bank
Asset quality shifted last quarter — NPLs rose to 3.13% from 2.29% in the prior period. Commercial Capital Bank is a locally rooted FDIC-insured community bank based in Delhi, LA. On its most recent Q1 2026 call report, Commercial Capital reported $570M in total assets against $448M in deposits. Returns are notably above industry norms: 2.06% ROA, 17.90% ROE, and 4.43% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.56% exceeds the 9% CBLR threshold. Asset quality is impaired, with nonperforming loans at 3.13%. It operates 8 branches, primarily in Louisiana.
Headquarters Profile
- Address
- 311 Broadway St, DELHI, LA 71232
- County
- Richland
- Metro Area
- MONROE, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- February 22, 1999
- Branches
- 8 domestic
- Employees (FTE)
- 59
- FDIC Cert
- 34784
- Fed RSSD
- 2756730
- Website
- www.comcapbank.com →
- Parent Holding Company
- CAPITAL BANCORP, INC. (RSSD 2757111)
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
Commercial Capital Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Commercial Capital Bank
What are Commercial Capital Bank's total assets?
As of the Q1 2026 filing, Commercial Capital Bank reported total assets of $569.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Commercial Capital Bank headquartered?
Commercial Capital Bank is headquartered in DELHI, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Commercial Capital Bank founded?
Commercial Capital Bank was established in 1999, per the FDIC institution directory.
Is Commercial Capital Bank FDIC-insured?
Yes. Commercial Capital Bank is an FDIC-insured commercial bank (FDIC Certificate #34784). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Commercial Capital Bank?
Commercial Capital Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Commercial Capital Bank operate?
Commercial Capital Bank operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Commercial Capital Bank's Texas Ratio?
Commercial Capital Bank's Texas Ratio is 26.68% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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