The Cottonport Bank
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Data as of · sourced from FFIEC call reports. How we update
The Cottonport Bank is an FDIC-insured commercial bank headquartered in Cottonport, LA, established in 1902 (FDIC certificate 8798), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $581.6M, up 5.8% from Q2 2025, the 36th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.94% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8798
- Headquarters
- Cottonport, LA
- Established
- 1902
- Total assets, Q2 2026
- $581.6M
- Assets vs Q2 2025
- +5.8%
- Tier 1 leverage ratio, Q2 2026
- 13.94%
- Domestic offices
- 13 FDIC institution directory, current count
- Routing number
- 065201666
- Latest call report
- Q2 2026, FFIEC 051 · The Cottonport Bank call report
- Holding company
- MANSURA BANCSHARES, INC.
- Asset rank in state
- 36th of 102 in Louisiana
The Cottonport Bank is one of the more profitable banks of its size. The Cottonport, Louisiana bank had $582 million in assets at June 30, 2026, up 5.8% from a year earlier. It earns about $1.93 a year on every $100 of assets, higher than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also funds 13.94% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.99%). Much of that comes from cost control: it spends about 51 cents to bring in each dollar of revenue.
Earnings jumped: net income for the quarter was $2.8 million, 36% above the same quarter a year earlier. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.99% of loans, down from 1.13% a year earlier.
As of June 30, 2026, The Cottonport Bank reported a return on assets of 1.93%, a nonperforming-loan ratio of 0.99% and a Texas ratio of 4.76%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Cottonport Bank is the 36th largest of the 102 banks headquartered in Louisiana. Between Q1 2026 and Q2 2026, its total assets rose 0.1% to $581.6M, loans fell 0.5% and deposits fell 0.6%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 29.0% of total loans, followed by owner-occupied commercial real estate loans at 22.0%. Its 12 offices in the FDIC Summary of Deposits are in 12 cities in LA; its New Roads office books 21% of its branch deposits. Judged on its Q2 2026 call report, The Cottonport Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 942 Bryan St, Cottonport, LA 71327
- County
- Avoyelles
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- July 2, 1902
- Domestic offices
- 13 FDIC institution directory, current count
- Employees (FTE)
- 136
- Domestic deposits
- $500.5M
- Allowance for credit losses
- $4.7M
- Net charge-offs (YTD)
- $118K
- Average total assets
- $581.7M
- Average total loans
- $367.3M
- Average interest-bearing deposits
- $323.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8798
- Fed RSSD
- 473930
- Website
- www.cottonportbank.com →
- Parent Holding Company
- MANSURA BANCSHARES, INC. (RSSD 1081097)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Cottonport Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, The Cottonport Bank's total assets ran between $473.8M (Q3 2023) and $581.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$581.6M total assets against $549.5M; $503.8M total liabilities against $481.2M.
$360.9M net loans and leases against $346.0M; $500.5M total deposits against $478.4M.
$134.2M securities against $138.3M; $70.6M cash and balances due against $50.2M.
$8.2M total interest income against $7.5M; $2.0M total interest expense against $1.9M.
$6.2M net interest income against $5.5M.
$1.2M total noninterest income against $892K; $3.8M total noninterest expense against $3.7M.
$0 provision for credit losses against $0.
$2.8M net income against $2.1M.
1.93% return on assets against 1.51%; 4.41% net interest margin against 4.20%.
13.94% tier 1 leverage ratio against 13.23%.
Inside the full The Cottonport Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Cottonport Bank rankings
Its closest position to the top of a national ranking is 561 of 3,611, for ROA; its furthest is 1,405 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.20% (Q4 2024) to 1.93% (Q2 2026) and its net interest margin ran from 4.04% (Q4 2024) to 4.55% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.94% | 1.93% | 0.99% | 4.76% | 4.41% |
| Q1 2026 | 13.62% | 1.59% | 1.41% | 6.88% | 4.24% |
| Q4 2025 | 13.67% | 1.43% | 0.74% | 3.90% | 4.34% |
| Q3 2025 | 13.52% | 1.80% | 0.80% | 3.97% | 4.55% |
| Q2 2025 | 13.23% | 1.51% | 1.13% | 5.66% | 4.20% |
| Q1 2025 | 13.24% | 1.46% | 1.00% | 5.01% | 4.09% |
| Q4 2024 | 13.22% | 1.20% | 1.08% | 5.45% | 4.04% |
| Q3 2024 | 13.62% | 1.34% | 0.91% | 4.52% | 4.06% |
Swipe the table sideways to see every column.
Branch Network
View all 12 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| New Roads Branch | New Roads , LA | 70760 | $104.9M |
| Cen-La Branch | Marksville , LA | 71351 | $104.2M |
| Brusly Branch | Brusly , LA | 70719 | $55.9M |
| Cottonport Bank | Cottonport , LA | 71327 | $49.9M |
| Corporate Boulevard Branch | Baton Rouge , LA | 70809 | $44.2M |
| Mansura Branch | Mansura , LA | 71350 | $43.8M |
| Moreauville Branch | Moreauville , LA | 71355 | $32.3M |
| Lafayette Branch | Lafayette , LA | 70506 | $25.6M |
| Bunkie Branch | Bunkie , LA | 71322 | $24.1M |
| Simmesport Branch | Simmesport , LA | 71369 | $11.8M |
| Plaucheville Branch | Plaucheville , LA | 71362 | $2.5M |
| Effie Branch | Effie , LA | 71331 | $1.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1993 | Structure Change | Acquired Mansura State Bank, Mansura, Louisiana Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in LA, rank 40 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $405K approved, $405K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Cottonport Bank
What are The Cottonport Bank's total assets?
As of the Q2 2026 filing, The Cottonport Bank reported total assets of $581.6 million in its FFIEC call report.
Where is The Cottonport Bank headquartered?
It is headquartered in Cottonport, LA, United States.
When was The Cottonport Bank founded?
It was established in 1902, per the FDIC institution directory.
Is The Cottonport Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8798). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Cottonport Bank?
The Cottonport Bank's primary federal regulator is the FDIC.
How many branches does The Cottonport Bank operate?
It operates 13 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Cottonport Bank's Texas Ratio?
Its Texas Ratio is 4.76% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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