The Cottonport Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 28.0% in Q2 2026, from $8.0M to $5.7M. It was the largest change from Q1 2026 among the key lines here. The Cottonport Bank ranks 67th of 103 Louisiana banks on loan-to-deposit ratio, in the lower half at 73.05% (Q2 2026). The Cottonport Bank reported 73.05% on loan-to-deposit ratio for Q2 2026, 7.79 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $70.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $204.9M |
| Fed funds sold and reverse repos | $5.7M |
| Fed funds sold and reverse repos to assets | 0.98% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.05% |
| Net loans and leases to deposits | 72.10% |
| Loans and leases to core deposits | 82.04% |
| Core deposits to total deposits | 89.04% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.10% | 92.83% | $0 | $0 |
| Q4 2023 | 70.44% | 93.14% | $0 | $0 |
| Q1 2024 | 72.14% | 91.77% | $0 | $0 |
| Q2 2024 | 74.20% | 91.31% | $0 | $0 |
| Q3 2024 | 73.75% | 90.39% | $0 | $0 |
| Q4 2024 | 71.59% | 90.84% | $0 | $0 |
| Q1 2025 | 69.57% | 91.03% | $0 | $0 |
| Q2 2025 | 73.34% | 90.19% | $0 | $0 |
| Q3 2025 | 73.55% | 89.44% | $0 | $0 |
| Q4 2025 | 74.56% | 89.23% | $0 | $0 |
| Q1 2026 | 72.98% | 88.87% | $0 | $0 |
| Q2 2026 | 73.05% | 89.04% | $0 | $0 |
The Cottonport Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Cottonport Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Cottonport Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8798) · FFIEC NIC profile (RSSD 473930)