First National Bank of Louisiana
Also written as FNB of Louisiana
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Data as of · sourced from FFIEC call reports. How we update
First National Bank of Louisiana is an FDIC-insured commercial bank headquartered in Crowley, LA, supervised by the OCC, with $631.1M in total assets at Q2 2026, up 7.5% from Q2 2025, the 34th largest of 102 banks headquartered in Louisiana. It was established in 1924 and holds FDIC certificate 4288. Its CET1 capital ratio was 14.03% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 4288
- Headquarters
- Crowley, LA
- Established
- 1924
- Total assets, Q2 2026
- $631.1M
- Assets vs Q2 2025
- +7.5%
- CET1 ratio, Q2 2026
- 14.03%
- Domestic offices
- 5 · First National Bank of Louisiana branches FDIC institution directory, current count
- Routing number
- 065200515
- Safety and soundness
- Is First National Bank of Louisiana safe?
- Latest call report
- Q2 2026, FFIEC 051 · First National Bank of Louisiana call report
- Holding company
- FIRST NATIONAL BANCSHARES OF LOUISIANA, INC.
- Asset rank in state
- 34th of 102 in Louisiana
First National Bank of Louisiana, based in Crowley, Louisiana, reported $631 million in assets at June 30, 2026, up 7.5% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 2.6%). It also grew its loan book 17.6% over the year, about triple the median of 5.5% for banks its size.
Loans are outrunning deposits: over the year loans rose 17.6% and deposits rose 6.8%.
As of June 30, 2026, First National Bank of Louisiana reported a CET1 capital ratio of 14.03%, a return on assets of 1.62%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, First National Bank of Louisiana is the 34th largest of the 102 banks headquartered in Louisiana. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.3% to $631.1M, loans rose 6.4% and deposits rose 0.2%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 28.5% of total loans, followed by owner-occupied commercial real estate loans at 20.3%. Its 5 offices in the FDIC Summary of Deposits are in 5 cities in LA; its Crowley office books 41% of its branch deposits. Judged on its Q2 2026 call report, First National Bank of Louisiana meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 128 N Parkerson Ave, Crowley, LA 70526
- County
- Acadia
- Metro Area
- Lafayette, LA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1924
- Former names
- First Bank, National Association (1995-2003)
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 75
- Domestic deposits
- $556.5M
- Allowance for credit losses
- $5.6M
- Net charge-offs (YTD)
- $3K
- Average total assets
- $642.4M
- Average total loans
- $448.9M
- Average interest-bearing deposits
- $512.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4288
- Fed RSSD
- 575834
- Website
- http://www.fnb-la.com →
- Parent Holding Company
- FIRST NATIONAL BANCSHARES OF LOUISIANA, INC. (RSSD 5989847)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First National Bank of Louisiana's total assets ran between $536.2M (Q3 2023) and $631.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$631.1M total assets against $587.0M; $563.4M total liabilities against $526.9M.
$456.5M net loans and leases against $387.7M; $556.5M total deposits against $520.9M.
$88.8M securities against $77.9M; $55.8M cash and balances due against $97.3M.
$8.8M total interest income against $7.8M; $2.0M total interest expense against $1.8M.
$6.8M net interest income against $6.1M.
$649K total noninterest income against $654K; $4.1M total noninterest expense against $3.4M.
$70K provision for credit losses against $120K.
$2.6M net income against $2.6M.
1.62% return on assets against 1.78%; 4.46% net interest margin against 4.43%.
14.03% CET1 capital ratio against 14.91%; 11.02% tier 1 leverage ratio against 11.16%.
Inside the full First National Bank of Louisiana terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst National Bank of Louisiana rankings
Its closest position to the top of a national ranking is 1,058 of 3,611, for ROA; its furthest is 3,392 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.57% (Q1 2026) to 2.53% (Q1 2025) and its net interest margin ran from 4.23% (Q1 2025) to 4.51% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.03% | 1.62% | 0.00% | 0.00% | 4.46% |
| Q1 2026 | 14.65% | 1.57% | 0.00% | 0.00% | 4.42% |
| Q4 2025 | 14.66% | 1.65% | 0.00% | 0.00% | 4.43% |
| Q3 2025 | 14.94% | 1.75% | 0.00% | 0.00% | 4.51% |
| Q2 2025 | 14.91% | 1.78% | 0.00% | 0.00% | 4.43% |
| Q1 2025 | 15.30% | 2.53% | 0.00% | 0.00% | 4.23% |
| Q4 2024 | 14.71% | 1.83% | 0.00% | 0.00% | 4.27% |
| Q3 2024 | 14.87% | 2.08% | 0.00% | 0.00% | 4.30% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of Louisiana (main office) | Crowley , LA | 70526 | $228.8M |
| Lafayette Branch | Lafayette , LA | 70508 | $219.2M |
| Lake Charles Branch | Lake Charles , LA | 70601 | $65.6M |
| Sulphur Branch | Sulphur , LA | 70663 | $31.0M |
| Baton Rouge Branch | Baton Rouge , LA | 70809 | $12.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in LA, rank 37 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 53 applications, 51 loans originated, $12.2M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $1.2M approved, $579K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First National Bank of Louisiana
What are First National Bank of Louisiana's total assets?
As of the Q2 2026 filing, First National Bank of Louisiana reported total assets of $631.1 million in its FFIEC call report.
Where is First National Bank of Louisiana headquartered?
It is headquartered in Crowley, LA, United States.
When was First National Bank of Louisiana founded?
It was established in 1924, per the FDIC institution directory.
Is First National Bank of Louisiana FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Louisiana?
First National Bank of Louisiana's primary federal regulator is the OCC.
What is First National Bank of Louisiana's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.03% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First National Bank of Louisiana operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank of Louisiana's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First National Bank of Louisiana previously called?
The charter now named First National Bank of Louisiana has also operated as First Bank, National Association (1995-2003), per FDIC structure-change records.
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