First National Bank of Louisiana: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 4.87 percentage points higher than in Q1 2026, at 83.03%. Within Louisiana, First National Bank of Louisiana is 34th of 103 on return on assets, 1.62% as of Q2 2026, above the middle of the field. First National Bank of Louisiana reported 1.62% on return on assets for Q2 2026, 0.37 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.03% |
| Tier 1 risk-based capital ratio | 14.03% |
| Total risk-based capital ratio | 15.16% |
| Tier 1 leverage ratio | 11.02% |
| Equity capital to assets | 10.73% |
| Tangible equity to tangible assets | 10.73% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.22% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.62% |
| Return on equity | 15.46% |
| Net interest margin | 4.46% |
| Efficiency ratio | 55.13% |
| Yield on earning assets | 5.77% |
| Cost of funds | 1.09% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.03% |
| Core deposits to total deposits | 91.08% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.19% |
| Securities to assets | 14.07% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 17.77% | 17.77% | 18.94% | 12.66% | 2.07% |
| Q4 2023 | 16.94% | 16.94% | 18.09% | 12.00% | 1.78% |
| Q1 2024 | 17.27% | 17.27% | 18.44% | 12.47% | 1.83% |
| Q2 2024 | 17.30% | 17.30% | 18.46% | 12.75% | 1.59% |
| Q3 2024 | 14.87% | 14.87% | 16.08% | 10.95% | 2.08% |
| Q4 2024 | 14.71% | 14.71% | 15.94% | 10.80% | 1.83% |
| Q1 2025 | 15.30% | 15.30% | 16.54% | 11.29% | 2.53% |
| Q2 2025 | 14.91% | 14.91% | 16.13% | 11.16% | 1.78% |
| Q3 2025 | 14.94% | 14.94% | 16.14% | 11.42% | 1.75% |
| Q4 2025 | 14.66% | 14.66% | 15.85% | 11.51% | 1.65% |
| Q1 2026 | 14.65% | 14.65% | 15.83% | 11.82% | 1.57% |
| Q2 2026 | 14.03% | 14.03% | 15.16% | 11.02% | 1.62% |
First National Bank of Louisiana vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Louisiana, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4288) · FFIEC NIC profile (RSSD 575834)