First National Bank of Louisiana: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Louisiana of Crowley, LA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.62% | 1.34% | +0.28% | 70th above |
| ROAE | 15.46% | 13.32% | +2.14% | 68th above |
| Net Interest Margin | 4.46% | 3.93% | +0.53% | 77th top |
| Efficiency Ratio | 55.13% | 61.13% | -6.00% | 68th above |
| PPNR / Avg Assets | 2.07% | 1.68% | +0.39% | 75th top |
| Yield on Earning Assets | 5.77% | 5.67% | +0.10% | 58th above |
| Cost of Funds | 1.09% | 1.88% | -0.79% | 88th top |
| Net Interest Spread | 3.38% | 3.32% | +0.06% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 51st above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.22% | 1.28% | -0.06% | 52nd above |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
| Provision / NCO | 4833.33% | 1391.68% | +3441.65% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.03% | 19.49% | -5.46% | 39th below |
| Tier 1 Ratio | 14.03% | 19.52% | -5.49% | 39th below |
| Total Capital Ratio | 15.16% | 20.61% | -5.45% | 39th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.02% | 12.14% | -1.12% | 51st above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.73% | 11.37% | -0.64% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.73% | 11.08% | -0.35% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.03% | 80.66% | +2.37% | 45th below |
| Core Deposit Ratio | 91.08% | 86.85% | +4.23% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.50% | 6.84% | +0.66% | 72nd above |
| Loan Growth (Y/Y) | 17.60% | 7.91% | +9.69% | 90th top |
| Deposit Growth (Y/Y) | 6.84% | 6.29% | +0.55% | 69th above |
See First National Bank of Louisiana's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Louisiana, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Louisiana profile, how to read a UBPR, or how this data updates.