First National Bank of Louisiana: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 5.84 percentage points in Q2 2026, from 85.33% to 91.17%. It was the largest change from Q1 2026 among the key lines here. First National Bank of Louisiana ranks 48th of 103 Louisiana banks on loan-to-deposit ratio, in the upper half at 83.03% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; First National Bank of Louisiana reported 83.03% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $55.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $144.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.03% |
| Net loans and leases to deposits | 82.02% |
| Loans and leases to core deposits | 91.17% |
| Core deposits to total deposits | 91.08% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 75.04% | 94.39% | $0 | $0 |
| Q4 2023 | 74.80% | 92.55% | $0 | $0 |
| Q1 2024 | 78.13% | 91.75% | $0 | $0 |
| Q2 2024 | 77.63% | 91.75% | $0 | $0 |
| Q3 2024 | 79.77% | 91.39% | $0 | $0 |
| Q4 2024 | 77.27% | 91.39% | $0 | $0 |
| Q1 2025 | 79.09% | 91.39% | $0 | $0 |
| Q2 2025 | 75.44% | 92.43% | $0 | $0 |
| Q3 2025 | 79.97% | 91.89% | $0 | $0 |
| Q4 2025 | 81.44% | 91.58% | $0 | $0 |
| Q1 2026 | 78.17% | 91.61% | $0 | $0 |
| Q2 2026 | 83.03% | 91.08% | $0 | $0 |
First National Bank of Louisiana liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Louisiana, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4288) · FFIEC NIC profile (RSSD 575834)