Greenville National Bank
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Data as of · sourced from FFIEC call reports. How we update
Greenville National Bank is an FDIC-insured commercial bank headquartered in Greenville, OH, established in 1934 (FDIC certificate 13703), and it is supervised by the OCC. At Q2 2026 it reported total assets of $641.5M, up 4.9% from Q2 2025, the 46th largest of 154 banks headquartered in Ohio. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.02% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 13703
- Headquarters
- Greenville, OH
- Established
- 1934
- Total assets, Q2 2026
- $641.5M
- Assets vs Q2 2025
- +4.9%
- Tier 1 leverage ratio, Q2 2026
- 13.02%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 042204110
- Latest call report
- Q2 2026, FFIEC 041 · Greenville National Bank call report
- Holding company
- GREENVILLE NATIONAL BANCORP
- Asset rank in state
- 46th of 154 in Ohio
Greenville National Bank runs leaner than most banks of its size. Its balance sheet stood at $641 million at June 30, 2026, up 4.9% from a year earlier; it is based in Greenville, Ohio. It spends about 48 cents to bring in each dollar of revenue, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also pays an average of 1.26% on its deposits and borrowings, lower than about three-quarters of banks its size (median 1.80%).
Net income for the quarter rose 24% from a year earlier, to $2.8 million.
As of June 30, 2026, Greenville National Bank reported a return on assets of 1.76%, a nonperforming-loan ratio of 0.05% and a Texas ratio of 0.85%. The figures come from its call report filed with the FFIEC.
Of the 154 banks headquartered in Ohio, Greenville National Bank is the 46th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 1.0% to $641.5M, loans rose 3.3% and deposits rose 0.3%. 1-4 family residential loans made up 36.4% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 13.6%. The FDIC Summary of Deposits lists 10 offices for it, in 7 cities across 2 states; its Greenville 4 offices book 54% of its branch deposits. On its Q2 2026 call report, Greenville National Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 446 S Broadway St, Greenville, OH 45331
- County
- Darke
- Metro Area
- Greenville, OH
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 17, 1934
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 98
- Domestic deposits
- $541.5M
- Allowance for credit losses
- $6.2M
- Net charge-offs (YTD)
- $66K
- Average total assets
- $645.0M
- Average total loans
- $445.5M
- Average interest-bearing deposits
- $448.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 17, 1934
- FDIC Cert
- 13703
- Fed RSSD
- 295011
- Website
- www.bankgnb.bank →
- Parent Holding Company
- GREENVILLE NATIONAL BANCORP (RSSD 1071566)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Greenville National Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Greenville National Bank's total assets moved between a low of $566.8M (Q3 2023) and a high of $647.7M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$641.5M total assets against $611.3M; $561.5M total liabilities against $540.2M.
$448.6M net loans and leases against $428.9M; $541.5M total deposits against $517.1M.
$105.9M securities against $125.0M; $57.8M cash and balances due against $29.2M.
$8.4M total interest income against $7.8M; $1.8M total interest expense against $1.8M.
$6.6M net interest income against $6.0M.
$598K total noninterest income against $539K; $3.5M total noninterest expense against $3.4M.
$187K provision for credit losses against $237K.
$2.8M net income against $2.3M.
1.76% return on assets against 1.49%; 4.13% net interest margin against 3.93%.
13.02% tier 1 leverage ratio against 12.44%.
Inside the full Greenville National Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeGreenville National Bank rankings
Its closest position to the top of a national ranking is 635 of 3,606, for efficiency ratio; its furthest is 2,763 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.30% (Q1 2025) to 1.76% (Q2 2026) and its net interest margin ran from 3.69% (Q1 2025) to 4.23% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.02% | 1.76% | 0.05% | 0.85% | 4.13% |
| Q1 2026 | 12.99% | 1.62% | 0.11% | 0.56% | 4.05% |
| Q4 2025 | 12.69% | 1.76% | 0.09% | 0.47% | 4.23% |
| Q3 2025 | 12.80% | 1.63% | 0.09% | 0.48% | 4.16% |
| Q2 2025 | 12.44% | 1.49% | 0.15% | 0.84% | 3.93% |
| Q1 2025 | 12.14% | 1.30% | 0.09% | 0.53% | 3.69% |
| Q4 2024 | 11.83% | 1.48% | 0.08% | 0.49% | 3.90% |
| Q3 2024 | 12.24% | 1.37% | 0.24% | 1.33% | 3.77% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Greenville National Bank (main office) | Greenville , OH | 45331 | $231.4M |
| Arcanum Branch | Arcanum , OH | 45304 | $86.4M |
| Ansonia Branch | Ansonia , OH | 45303 | $57.2M |
| Bradford Branch | Bradford , OH | 45308 | $55.8M |
| Northtown Branch | Greenville , OH | 45331 | $48.1M |
| Losantville Branch | Losantville , IN | 47354 | $17.7M |
| Troy Banking Center | Troy , OH | 45373 | $16.9M |
| Versailles Banking Center Branch | Versailles , OH | 45380 | $16.3M |
| Sycamore Branch | Greenville , OH | 45331 | $7.0M |
| Chestnut Branch | Greenville , OH | 45331 | $4.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 1, 1985 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1985 | Structure Change | Acquired The Arcanum National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 11, 1976 | Structure Change | Acquired The Citizens' Bank Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 10, 1976 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 59 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 246 applications, 191 loans originated, $43.1M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $100K approved, $100K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Greenville National Bank
What are Greenville National Bank's total assets?
As of the Q2 2026 filing, Greenville National Bank reported total assets of $641.5 million in its FFIEC call report.
Where is Greenville National Bank headquartered?
It is headquartered in Greenville, OH, United States.
When was Greenville National Bank founded?
It was established in 1934, per the FDIC institution directory.
Is Greenville National Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Greenville National Bank?
Greenville National Bank's primary federal regulator is the OCC.
How many branches does Greenville National Bank operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Greenville National Bank's Texas Ratio?
Its Texas Ratio is 0.85% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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