Greenville National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 90.7% in Q2 2026, from $16.0M to $1.5M. It was the largest change from Q1 2026 among the key lines here. Greenville National Bank ranks 71st of 156 Ohio banks on loan-to-deposit ratio, in the upper half at 83.99% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Greenville National Bank sits 3.04 points higher, at 83.99% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $57.8M |
| Cash and noninterest-bearing balances to assets | 8.78% |
| Cash and securities | $163.7M |
| Fed funds sold and reverse repos | $1.5M |
| Fed funds sold and reverse repos to assets | 0.23% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $13.4M |
| Other borrowed money | $1.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.30% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.99% |
| Net loans and leases to deposits | 82.84% |
| Loans and leases to core deposits | 92.60% |
| Core deposits to total deposits | 90.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 75.04% | 95.93% | $9.8M | $7.8M |
| Q4 2023 | 76.96% | 95.06% | $6.9M | $5.7M |
| Q1 2024 | 76.05% | 94.63% | $6.6M | $5.4M |
| Q2 2024 | 77.96% | 94.56% | $7.1M | $3.3M |
| Q3 2024 | 76.65% | 93.46% | $7.1M | $3.0M |
| Q4 2024 | 80.04% | 93.50% | $10.9M | $2.9M |
| Q1 2025 | 80.13% | 93.35% | $21.0M | $2.7M |
| Q2 2025 | 84.03% | 92.97% | $17.0M | $2.6M |
| Q3 2025 | 84.98% | 92.48% | $18.3M | $2.4M |
| Q4 2025 | 83.03% | 91.69% | $12.5M | $2.2M |
| Q1 2026 | 81.56% | 91.40% | $23.1M | $2.0M |
| Q2 2026 | 83.99% | 90.70% | $13.4M | $1.9M |
Greenville National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13703) · FFIEC NIC profile (RSSD 295011)