Greenville National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 4.9% from Q1 2026 to Q2 2026, ending at $1.8M against $1.7M. It was the largest change among the key lines on this page. Within Ohio, Greenville National Bank is 43rd of 156 on net interest margin, 4.13% as of Q2 2026, above the middle of the field. Greenville National Bank reported 4.13% on net interest margin for Q2 2026, 0.18 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.24% |
| Yield on loans | 6.06% |
| Yield on securities | 3.63% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.26% |
| Cost of interest-bearing deposits | 1.46% |
| Cost of interest-bearing liabilities | 1.53% |
| Cost of borrowings | 2.97% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.13% |
| Yield to cost spread | 3.71% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $6.8M |
| Total interest expense | $1.8M |
| Interest expense on deposits | $1.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.56% | 0.65% | 3.97% | 5.20% | 2.98% |
| Q4 2023 | 4.73% | 0.88% | 3.92% | 5.34% | 3.01% |
| Q1 2024 | 4.73% | 1.10% | 3.72% | 5.38% | 2.99% |
| Q2 2024 | 4.96% | 1.26% | 3.80% | 5.57% | 3.07% |
| Q3 2024 | 5.01% | 1.35% | 3.77% | 5.68% | 3.10% |
| Q4 2024 | 5.17% | 1.40% | 3.90% | 5.81% | 3.24% |
| Q1 2025 | 4.95% | 1.39% | 3.69% | 5.65% | 3.34% |
| Q2 2025 | 5.13% | 1.34% | 3.93% | 5.85% | 3.40% |
| Q3 2025 | 5.26% | 1.24% | 4.16% | 5.97% | 3.49% |
| Q4 2025 | 5.32% | 1.23% | 4.23% | 6.07% | 3.40% |
| Q1 2026 | 5.15% | 1.23% | 4.05% | 5.90% | 3.48% |
| Q2 2026 | 5.24% | 1.26% | 4.13% | 6.06% | 3.63% |
Greenville National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13703) · FFIEC NIC profile (RSSD 295011)