Greenville National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 168.71 percentage points lower than in Q1 2026, at 1141.80%. Within Ohio, Greenville National Bank is 17th of 156 on return on assets, 1.76% as of Q2 2026, above the middle of the field. Greenville National Bank reported 1.76% on return on assets for Q2 2026, 0.50 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.02% |
| Equity capital to assets | 12.47% |
| Tangible equity to tangible assets | 12.47% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.12% |
| Non-performing assets ratio | 0.16% |
| Net charge-off ratio | 0.08% |
| Texas ratio | 1.34% |
| Allowance for credit losses to loans | 1.36% |
| Reserve coverage of non-performing loans | 1141.80% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.76% |
| Return on equity | 14.38% |
| Net interest margin | 4.13% |
| Efficiency ratio | 48.12% |
| Yield on earning assets | 5.24% |
| Cost of funds | 1.26% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.99% |
| Core deposits to total deposits | 90.70% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.41% |
| Securities to assets | 16.51% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.02% | 1.64% | 3.97% | 0.39% | -0.05% |
| Q4 2023 | 11.88% | 1.84% | 3.92% | 0.33% | 0.02% |
| Q1 2024 | 12.08% | 1.37% | 3.72% | 0.32% | 0.00% |
| Q2 2024 | 12.19% | 1.43% | 3.80% | 0.29% | 0.03% |
| Q3 2024 | 12.24% | 1.37% | 3.77% | 0.27% | 0.02% |
| Q4 2024 | 11.83% | 1.48% | 3.90% | 0.36% | -0.09% |
| Q1 2025 | 12.14% | 1.30% | 3.69% | 0.21% | -0.01% |
| Q2 2025 | 12.44% | 1.49% | 3.93% | 0.26% | 0.02% |
| Q3 2025 | 12.80% | 1.63% | 4.16% | 0.32% | 0.00% |
| Q4 2025 | 12.69% | 1.76% | 4.23% | 0.20% | -0.00% |
| Q1 2026 | 12.99% | 1.62% | 4.05% | 0.11% | -0.03% |
| Q2 2026 | 13.02% | 1.76% | 4.13% | 0.12% | 0.08% |
Greenville National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13703) · FFIEC NIC profile (RSSD 295011)