South Louisiana Bank
BankRegReports is independent of South Louisiana Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
South Louisiana Bank is an FDIC-insured commercial bank headquartered in Houma, LA, established in 1980 (FDIC certificate 23144), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $659.8M, down 2.7% from Q2 2025, the 29th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 15.30% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 23144
- Headquarters
- Houma, LA
- Established
- 1980
- Total assets, Q2 2026
- $659.8M
- Assets vs Q2 2025
- -2.7%
- Tier 1 leverage ratio, Q2 2026
- 15.30%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 065402889
- Latest call report
- Q2 2026, FFIEC 051 · South Louisiana Bank call report
- Holding company
- SOUTH LOUISIANA FINANCIAL CORPORATION
- Asset rank in state
- 29th of 102 in Louisiana
South Louisiana Bank carries far more capital than most banks of its size. The Houma, Louisiana bank had $660 million in assets at June 30, 2026, down 2.7% from a year earlier. It funds 15.30% of its assets with Tier 1 capital, higher than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). It also earns about $2.01 a year on every $100 of assets, higher than about three-quarters of banks its size (median $1.28).
Earnings jumped: net income for the quarter was $3.3 million, 51% above the same quarter a year earlier.
As of June 30, 2026, South Louisiana Bank reported a return on assets of 2.01%, a nonperforming-loan ratio of 0.45% and a Texas ratio of 1.45%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, South Louisiana Bank is the 29th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 2.3% to $659.8M, loans were flat and deposits fell 3.1%. Commercial and industrial loans made up 27.6% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 19.9%. The FDIC Summary of Deposits lists 9 offices for it, in 5 cities in LA; its Houma 5 offices book 83% of its branch deposits. By the capital ratios in its Q2 2026 call report, South Louisiana Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1362 W Tunnel Blvd, Houma, LA 70360
- County
- Terrebonne
- Metro Area
- Houma-Bayou Cane-Thibodaux, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- June 30, 1980
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 153
- Domestic deposits
- $548.6M
- Allowance for credit losses
- $14.7M
- Net charge-offs (YTD)
- $96K
- Average total assets
- $662.6M
- Average total loans
- $366.1M
- Average interest-bearing deposits
- $353.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- June 30, 1980
- FDIC Cert
- 23144
- Fed RSSD
- 616036
- Website
- www.ayeee.com →
- Parent Holding Company
- SOUTH LOUISIANA FINANCIAL CORPORATION (RSSD 1086298)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, South Louisiana Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, South Louisiana Bank's total assets ranged from $656.9M (Q4 2025) to $700.4M (Q1 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$659.8M total assets against $678.4M; $558.5M total liabilities against $582.7M.
$354.7M net loans and leases against $349.5M; $548.6M total deposits against $553.6M.
$237.6M securities against $245.7M; $37.8M cash and balances due against $52.6M.
$9.4M total interest income against $9.4M; $2.1M total interest expense against $2.6M.
$7.3M net interest income against $6.9M.
$2.6M total noninterest income against $2.0M; $5.7M total noninterest expense against $5.9M.
$0 provision for credit losses against $0.
$3.3M net income against $2.2M.
2.01% return on assets against 1.29%; 4.65% net interest margin against 4.26%.
15.30% tier 1 leverage ratio against 13.93%.
Inside the full South Louisiana Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeSouth Louisiana Bank rankings
Its closest position to the top of a national ranking is 475 of 3,611, for ROA; its furthest is 2,486 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.29% (Q2 2025) to 2.01% (Q2 2026) and its net interest margin ran from 4.15% (Q3 2024) to 4.70% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.30% | 2.01% | 0.45% | 1.45% | 4.65% |
| Q1 2026 | 14.66% | 1.59% | 0.48% | 1.58% | 4.47% |
| Q4 2025 | 14.59% | 1.66% | 0.46% | 1.56% | 4.70% |
| Q3 2025 | 14.78% | 1.63% | 0.35% | 1.15% | 4.66% |
| Q2 2025 | 13.93% | 1.29% | 0.46% | 1.62% | 4.26% |
| Q1 2025 | 13.49% | 1.49% | 0.45% | 2.00% | 4.16% |
| Q4 2024 | 13.20% | 1.72% | 0.42% | 2.03% | 4.25% |
| Q3 2024 | 13.46% | 1.43% | 0.48% | 2.12% | 4.15% |
Swipe the table sideways to see every column.
Branch Network
View all 9 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| South Louisiana Bank (main office) | Houma , LA | 70360 | $317.5M |
| South Terrebonne Branch | Bourg , LA | 70343 | $52.8M |
| East Houma Branch | Houma , LA | 70363 | $51.4M |
| Bayou Blue Branch | Houma , LA | 70364 | $38.2M |
| West Park Branch | Houma , LA | 70364 | $24.1M |
| Little Bayou Black Branch | Houma , LA | 70360 | $21.7M |
| Thibodaux Branch | Thibodaux , LA | 70301 | $17.6M |
| South Louisiana Bank Highland Branch | Baton Rouge , LA | 70808 | $13.6M |
| Lafayette Pinhook Branch | Lafayette , LA | 70508 | $11.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in LA, rank 38 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 70 applications, 63 loans originated, $16.9M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $288K approved, $144K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows South Louisiana Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about South Louisiana Bank
What are South Louisiana Bank's total assets?
As of the Q2 2026 filing, South Louisiana Bank reported total assets of $659.8 million in its FFIEC call report.
Where is South Louisiana Bank headquartered?
It is headquartered in Houma, LA, United States.
When was South Louisiana Bank founded?
It was established in 1980, per the FDIC institution directory.
Is South Louisiana Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #23144). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates South Louisiana Bank?
South Louisiana Bank's primary federal regulator is the FDIC.
How many branches does South Louisiana Bank operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is South Louisiana Bank's Texas Ratio?
Its Texas Ratio is 1.45% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on South Louisiana Bank.
Get an email when South Louisiana Bank files its next call report, and benchmark it against any peer you choose.
Unlock South Louisiana Bank, freeFree account