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BanksBank of Bennington, the

Bank of Bennington, the

BENNINGTON, VTMediumEst. Jan 1, 1917FDIC #30350RSSD #133579OCC
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Bank of Bennington, the is an FDIC-insured commercial bank. Total assets stand at $650M. Earnings are mid-range — 0.84% ROA and a 3.01% net interest margin. Regulatory capital is solid — 19.61% CET1 and 20.87% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.27%. 5 branches make up the footprint.

Headquarters Profile

Address
155 North St, BENNINGTON, VT 05201
County
Bennington
Metro Area
BENNINGTON, VT
Charter
Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
Primary Regulator
OCC
Fed District
2
Established
January 1, 1917
Branches
5 domestic
Employees (FTE)
59
FDIC Cert
30350
Fed RSSD
133579
Assets
$650M
Deposits
$491M
Loans
$499M
Equity
$70M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Loan-to-Deposit at 101.7% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3119.61%0.84%0.27%1.79%3.01%
2025-12-3119.41%1.23%0.33%2.21%2.98%
2025-09-3018.70%0.79%0.39%2.76%2.84%
2025-06-3018.76%0.73%0.37%2.57%2.73%
2025-03-3118.93%0.78%0.34%2.34%2.66%
2024-12-3118.96%0.77%0.35%2.40%2.64%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Bank of Bennington, the

What are Bank of Bennington, the's total assets?

As of the Q1 2026 filing, Bank of Bennington, the reported total assets of $650.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bank of Bennington, the headquartered?

Bank of Bennington, the is headquartered in BENNINGTON, VT, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bank of Bennington, the founded?

Bank of Bennington, the was established in 1917, per the FDIC institution directory.

Is Bank of Bennington, the FDIC-insured?

Yes. Bank of Bennington, the is an FDIC-insured commercial bank (FDIC Certificate #30350). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Bennington, the?

Bank of Bennington, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bank of Bennington, the's CET1 capital ratio?

Bank of Bennington, the reported a Common Equity Tier 1 (CET1) capital ratio of 19.61% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Bank of Bennington, the operate?

Bank of Bennington, the operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bank of Bennington, the's Texas Ratio?

Bank of Bennington, the's Texas Ratio is 1.79% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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