The Bank of Bennington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Bennington of Bennington, VT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 1.34% | -0.46% | 27th below |
| ROAE | 8.16% | 13.32% | -5.16% | 26th below |
| Net Interest Margin | 3.09% | 3.93% | -0.84% | 13th bottom |
| Efficiency Ratio | 65.43% | 61.14% | +4.29% | 38th below |
| PPNR / Avg Assets | 1.18% | 1.68% | -0.50% | 28th below |
| Yield on Earning Assets | 4.84% | 5.67% | -0.83% | 18th bottom |
| Cost of Funds | 1.95% | 1.88% | +0.07% | 40th below |
| Net Interest Spread | 2.53% | 3.32% | -0.79% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.40% | 0.94% | -0.54% | 51st above |
| NPA / Total Assets | 0.31% | 0.70% | -0.39% | 51st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 23rd bottom |
| ACL / Total Loans | 1.07% | 1.28% | -0.21% | 34th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 269.62% | 1539.56% | -1269.94% | 56th above |
| Texas Ratio | 2.65% | 7.33% | -4.68% | 56th above |
| Provision / NCO | 6.25% | 1396.84% | -1390.59% | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.77% | 19.50% | -0.73% | 73rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.77% | 19.54% | -0.77% | 73rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.02% | 20.62% | -0.60% | 73rd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.43% | 12.14% | -0.71% | 57th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.75% | 11.37% | -0.62% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.75% | 11.09% | -0.34% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.79% | 80.62% | +23.17% | 7th bottom |
| Core Deposit Ratio | 94.28% | 86.86% | +7.42% | 81st top |
| Wholesale Funding Ratio | 12.54% | 5.03% | +7.51% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.51% | 6.85% | -0.34% | 66th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.09% | 7.90% | -0.81% | 61st above |
| Deposit Growth (Y/Y) | 3.52% | 6.29% | -2.77% | 46th below |
See The Bank of Bennington's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Bennington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Bennington profile, how to read a UBPR, or how this data updates.