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Banks in Vermont

All FDIC-insured banks headquartered in Vermont

Every FDIC-insured commercial bank headquartered in Vermont, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.

Vermont is home to 12 FDIC-insured banks headquartered in the state, with $8.92B in combined assets and $7.32B in deposits. The largest is Union Bank ($1.62B) — about 18% of the group's total banking assets , followed by Northfield Savings Bank and Community National Bank . Across these banks, the asset-weighted return on assets is 0.80% and the median CET1 capital ratio is 16.26% .

Banks
12
Total Assets
$8.92B
Total Deposits
$7.32B
Avg ROA
0.80%
Median CET1
16.26%

Largest by Assets

UNION BANK $1.62B NORTHFIELD SAVINGS BANK $1.58B COMMUNITY NATIONAL BANK $1.23B LEDYARD NATIONAL BANK $1.04B PASSUMPSIC SAVINGS BANK $925.4M
Bank HQ Assets ROA NIM Eff. CET1 NPL Texas
UNION BANK MORRISVILLE , VT $1.62B 0.78% 2.99% 69.9% 12.03% 1.40% 16.2%
NORTHFIELD SAVINGS BANK NORTHFIELD , VT $1.58B 0.61% 3.00% 73.3% — 0.63% 4.4%
COMMUNITY NATIONAL BANK DERBY , VT $1.23B 1.50% 3.77% 51.4% 14.36% 0.73% 6.1%
LEDYARD NATIONAL BANK NORWICH , VT $1.04B 0.66% 2.89% 79.5% 11.64% 0.21% 1.7%
PASSUMPSIC SAVINGS BANK SAINT JOHNSBURY , VT $925.4M 0.45% 3.19% 87.9% 18.99% 0.72% 8.7%
BANK OF BENNINGTON, THE BENNINGTON , VT $650.1M 0.84% 3.01% 67.9% 19.61% 0.27% 1.8%
NATIONAL BANK OF MIDDLEBURY MIDDLEBURY , VT $555.2M 0.99% 3.53% 71.3% 16.87% 0.01% 0.1%
PEOPLES TRUST COMPANY OF ST. ALBANS SAINT ALBANS , VT $380.0M 1.09% 4.26% 72.5% 16.76% 0.83% 5.2%
BRATTLEBORO SAVINGS & LOAN ASSOCIATION BRATTLEBORO , VT $296.4M 0.71% 4.15% 81.4% 15.93% 0.39% 2.7%
BUSINESS BANK, THE SOUTH BURLINGTON , VT $286.7M -0.15% 3.10% 99.9% 15.57% 0.00% 0.0%
WELLS RIVER SAVINGS BANK WELLS RIVER , VT $259.5M 0.64% 3.95% 81.8% 16.58% 0.26% 6.4%
FIRST NATIONAL BANK OF ORWELL ORWELL , VT $90.1M 1.54% 4.64% 58.7% — 1.79% 13.2%

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Vermont bank rankings

See Vermont banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.

Largest Vermont banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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